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Payment applications are categorized as critical because they generally operate 24/7/365. Today, most if not all, payment stakeholders regularly perform risk assessments. The quantum risk assessment, specific to your cryptographic infrastructure and that …
Quantum computing is about to change everything for the payments industry! Today’s cryptography protocols protect against most threats; however, quantum computing will be capable of breaking these math-based algorithms in a matter of seconds. Because …
Quantum computing is one of the hottest topics in technology, and its potential impact on payments has sparked both excitement and confusion. As the industry races to prepare for a quantum future, myths and misconceptions abound. Let’s set the record …
Stablecoins are no longer a fringe experiment in digital finance; instead, they are rapidly becoming a practical bridge between blockchain innovation and traditional banking. As regulatory clarity improves and adoption accelerates, financial institutions …
The new Nacha Risk Management Rules have started going into effect, reinforcing the importance of strong, risk-based processes to safeguard the ACH Network. While some organizations have defined their risk-based processes, others are still navigating the …
It’s hard to stop, take a breather, and congratulate yourself in the world of risk management. Fraud is always changing, and when we work hard to close a gap, another opens. Nacha’s focus on risk management continually evolves as we listen to the …