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March 6, 2023
Reminder: Each Third-Party Sender Must Conduct a Risk Assessment by March 31, 2023
Nacha believes that risk management is central to maintaining a high-quality ACH Network that relies on the trust of each participant. Financial Institutions’ obligations include conducting a risk assessment and implementing a risk management program …
February 21, 2023
Report an ACH Data Breach
Data security is essential to the ACH Network, and Nacha takes any and all data breaches seriously. We rely on your prompt reporting of any such breaches in order to monitor Network trends and weaknesses. If your financial institution has experienced a …
April 15, 2025
Revised Uniform Commercial Code Article 4A and the ACH Network via App
The refreshed 4th Edition contains new statistic and evaluates the impact of the UCC 4A on security procedures, bank/corporate agreements, recommended contractual provisions, errors, unauthorized entries and more. Includes Article 4A (law unchanged) with …
February 4, 2025
Revised Uniform Commercial Code Article 4A and the ACH Network
The 4th Edition contains statistics and evaluates the impact of the UCC 4A on security procedures, bank/corporate agreements, recommended contractual provisions, errors, unauthorized entries and more. Includes Article 4A (law unchanged) with staff …
May 28, 2025
Risk & Compliance - Print Bundle
Buy Both and Save 10% ACH Risk Management Handbook and the  ACH Compliance Manual print publications.   Please review our recently updated Terms of Use …
July 2, 2021
RMAG Sound Business Practices for Risk & Exposure Management
Part 1 of 4 ( Part 2 , Part 3 , Part 4 )  Earlier this year, the Nacha Risk Management Advisory Group (RMAG) met to expand upon a previous RMAG initiative on the topic of risk and exposure management. This is the first in a series of articles in which …
July 2, 2021
RMAG Sound Business Practices for Risk & Exposure Management: Part 2
Part 2 of 4 ( Part 1 ,  Part 3 , Part 4 )  Earlier this year, the Nacha Risk Management Advisory Group (RMAG) met to expand upon a previous RMAG initiative on the topic of risk and exposure management. This is the second in a series of articles in which …
March 9, 2023
RMAG’s Considerations for FIs Regarding Their Third-Party Senders’ Compliance with Audit and Risk Assessment Requirements
Nacha’s new Third-Party Sender Roles and Responsibilities Rule changes come into effect on September 30, 2022. The overarching purpose of the Rule change is to further clarify the roles and responsibilities of Third-Party Senders (TPSs) in the ACH Network …
March 6, 2023
RMAG Guidance on ODFI Credit-Push Fraud Response Checklists
A recent Nacha blog article suggested that a checklist approach to payment initiation could help Originators comply with rules and regulations, avoid errors, and reduce fraud. Nacha’s Risk Management Advisory Group (RMAG) believes a similar approach might …

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