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      What is ACH and how does it affect your life? Here’s what you need to know.
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253 results related to "*"
October 1, 2025
Supplementing Fraud Detection Standards for WEB Debits
The WEB Debit Account Validation Rule became effective March 19, 2021. The rule was originally approved by Nacha members in November 2018 to become effective January 1, 2020. The Nacha Board of Directors approved an extension in effective date to allow …
October 1, 2025
2025 Nacha Operating Rules & Guidelines via App
A subscription code is required to redeem your content via Flux Player. Your code will be emailed to you separately after completing your purchase. Subscription access is available until late December 2025. Please review our recently updated Terms of Use …
October 1, 2025
2025 Nacha Operating Rules & Guidelines Online Resource
A subscription code is required to gain access to the Online Resource.  Your code will be emailed to you separately after completing your purchase.   Please review our recently updated Terms of Use . Subscription access runs thru December 2025. User …
October 1, 2025
2025 Nacha Operating Rules & Guidelines
Please review our recently updated  Terms of Use.   Access to the Rules & Guidelines helps to identify new opportunities to leverage the ACH Network to meet customer’s needs, while maintaining a clear understanding of network requirements. The Rules …
September 24, 2025
Over 21 Years, a Massive Drop in B2B Check Payments, Study Finds
Business-to-business check payments have plummeted over the past two decades, new research shows. In 2004, 81% of B2B payments involved paper checks, according to that year’s Association for Financial Professionals (AFP) Digital Payments Survey. Fast …
September 23, 2025
ACH Payments Fact Sheet
Nacha supports users having choices in electronic payments – including instant payments (such as FedNow and RTP), credit cards and wire. Electronic payment options can be complementary and give payment system users a choice based on their use case. This …
September 22, 2025
Nacha Responds to Federal Banking Regulators’ Request for Information on Payments Fraud
Nacha has submitted comments to the Federal Reserve, the Office of the Comptroller of the Currency (OCC), and the Federal Deposit Insurance Corporation (FDIC) in response to the Request for Information on Potential Actions to Address Payments Fraud. Nacha …
September 19, 2025
Stablecoins and the Role for ACH
There’s a lot of talk lately about stablecoins, especially after the GENIUS Act was signed into law in July. But just what is stablecoin? And where does ACH fit in?  The GENIUS (Guiding and Establishing National Innovation for U.S. Stablecoins) Act …
September 16, 2025
ACH Operations Bulletin #3-2025-Automating the Request for Proof of Audit
Summary For over a decade, Nacha has been contacting financial institutions to request proof of an ACH Rules compliance audit of the financial institution and, if applicable, its Third-Party Senders, in accordance with Article One, Subsection 1.2.2 …

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