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If you’re of a certain age and spent Saturday mornings in front of the TV, you probably remember “I’m Just a Bill” from “Schoolhouse Rock!” explaining how bills become laws. While there’s no equivalent cartoon for how the Nacha Operating Rules are made, …
If your bank or credit union has an item to return, wouldn’t you want it out the door ASAP? It can be done. Returns can go right out using same day processing windows. But that capability is being underutilized, and misconceptions appear to be a major …
On March 25, 2025, the president signed an Executive Order entitled Modernizing Payments To and From America’s Bank Account . The order provides, among other things, that “effective September 30, 2025, and to the extent permitted by law, the Secretary of …
These Rule amendments related to monitoring for fraud become effective on March 20, 2026 and are part of a larger Risk Management package intended to reduce the incidence of successful fraud attempts and improve the recovery of funds after frauds have …
The number of businesses using both standard and Same Day ACH grew significantly from 2023 to 2024, a new Federal Reserve report found. The Federal Reserve Financial Services’ 2024 Business Payments Study asked businesses about the methods they used to …
NEW ORLEANS —You wouldn’t find Pepsi working with Coke, but when it comes to the two ACH Operators, it’s a very different story. “It’s always interesting to have your only competitor be also your biggest partner,” said Jason Carone, Senior Vice President, …
NEW ORLEANS —A mom-and-pop restaurant is way different from a neighborhood lawn care company, which has little in common with the one-person consulting firm. Yet as Peter Tapling notes, “We tend to paint small business with a broad brush,” no matter how …
NEW ORLEANS —Jordan Bennett was working at the Federal Reserve when Hurricane Katrina slammed the Gulf Coast, and he remembers banks needing their ACH files as lines of communication were cut. “We had to figure out on the fly how we were going to do it. …
Today, in celebration of National AAP Recognition Day, Nacha proudly recognizes the achievements of 327 newly accredited ACH Professionals (AAPs) who earned their credential by passing the 2024 exam. They now join an esteemed network of 4,533 payments …