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On July 18, 2025, President Donald Trump signed the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins) into law—the first federal framework for payment stablecoins in the United States. This law marks a turning point for …
Cryptocurrency has evolved from a niche digital asset years ago into a disruptive force in financial services today. In its earliest days, it was seen as a speculative investment; it now plays an emerging role in payments, banking and global finance. …
The speed and scale of modern payment systems demand optimized operations. Yet many back-office workflows still rely on manual intervention for exception handling, returns and reconciliation. AI is changing that—accelerating processing, reducing human …
In today’s dynamic payments environment, in which payment mechanisms continue to evolve and the need for robust banking solutions is paramount, the importance of having a solid business banking program continues to be a priority for many financial …
Nacha Nacha governs the thriving ACH Network, the payment system that drives safe, smart, and fast Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. There were 33.6 billion ACH Network payments made …
No one at a financial institution wakes up one morning and decides to start originating ACH payments. There’s a lot that goes into it, as Sunrise Family Credit Union can attest. In fact, their board had long wanted SFCU to become an Originating Depository …
Nacha Announces Board of Directors for 2025, Highlighting Leadership and Commitment to the Payments Industry
RESTON, Virginia, Feb. 20, 2025 – Nacha has announced its Board of Directors for 2025, featuring experienced leaders from across the payments industry. The Board provides strategic guidance for the governance of Nacha as an industry association and the …
Developed by the State Revenue Agencies and Nacha, the State Tax Refund Return Opt-In Program makes it easier for financial institutions to return tax refund credits in cases of suspected error or fraud. What’s In It For You? Numerous financial …
As we forge our path into 2025, it can be helpful to take a moment to reflect on recent developments and also consider new, emerging trends. For this edition of Notes from the Field, we are focusing on two main topics: AI and Nacha Rules updates. AI is …