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Stopping fraudsters can be a lot like the arcade game Whac-A-Mole. “We have been putting some focus recently on credit-push fraud. Whenever banks ramp up and start stopping fraud somewhere, fraudsters are going to try to find a new avenue,” Jordan …
Account validation is vital to mitigating payment risk and for enabling accuracy of payment routing. Phixius by Nacha is a payment information network that delivers on these needs by linking account validation requesters with data responders. Phixius is a …
RESTON, Virginia, Oct. 17, 2025 – Nacha today announced that Phixius by Nacha has been awarded the 2025 winner for Best Innovation in Technology and Integration by Datos Insights. The recognition highlights Phixius’ role in providing a secure, API-based …
On July 18, 2025, President Donald Trump signed the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins) into law—the first federal framework for payment stablecoins in the United States. This law marks a turning point for …
Cryptocurrency has evolved from a niche digital asset years ago into a disruptive force in financial services today. In its earliest days, it was seen as a speculative investment; it now plays an emerging role in payments, banking and global finance. …
The speed and scale of modern payment systems demand optimized operations. Yet many back-office workflows still rely on manual intervention for exception handling, returns and reconciliation. AI is changing that—accelerating processing, reducing human …
In today’s dynamic payments environment, in which payment mechanisms continue to evolve and the need for robust banking solutions is paramount, the importance of having a solid business banking program continues to be a priority for many financial …
NEW ORLEANS, April 27, 2025 – Phixius by Nacha—a secure, peer-to-peer payment information network—announced today that ValidiFI is live on the Phixius network as an additional provider of bank account validation. Phixius now offers multiple providers of …