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The Nacha Rules require an RDFI to accept a consumer’s Written Statement of Unauthorized Debit (WSUD), and also require that the WSUD be signed or similarly authenticated. In light of the current need for many RDFIs to reduce on-site staffing levels, and …
ACH Operations Bulletin #4-2020: Nacha Extends Effective Dates of Data Security Rule; Affirms Effective Dates of Other Rules
Executive Summary The upcoming effective dates of the Rule on Supplementing Data Security Requirements are extended by one year, to June 30, 2021 and June 30, 2022, respectively. The effective dates of other approved and upcoming Rules remain in effect. …
EXECUTIVE SUMMARY The March 19, 2021 effective date for the new Same Day ACH processing window is confirmed. DISCUSSION Nacha Rules Ballot #1-2018, Expanding Access to Same Day ACH, provided for the creation of a third, daily Same Day ACH processing …
IFX is committed to maintaining backwards compatibility so that implementations are reliable even as new capabilities are added. The stated policy of IFX is that all specification changes that affect IFX messages must be fully compatible with the previous …
IFX Version 2.2 IFX 2.2 expands the applicability of IFX to new scenarios and situations, such as mobile and Internet banking, making it more flexible and useful for financial services in the 21st century. Operational improvements and some corrections to …
Implementations based on earlier versions of the IFX standard continue to operate in production environments. This short history of older versions illustrates the commitment of IFX Forum to continuous evolution of the standard. Each successive version of …
The IFX standard uses a service-oriented architecture (SOA) framework for interactions between businesses and applications. The framework exposes obvious design patterns, standard abbreviations and common message handling techniques that make it easy to …
Afinis Governing Board Organizations Bank of America NCR Commerce Bank Oracle Fiserv TD Bank Koxa Valley Bank Nacha Wells Fargo Afinis Members Accredited Standards Committee X9 FRB Chicago Nacha Alkami Technology, Inc FRB Cleveland Navy Federal …
May has a lot going on, what with Mother’s Day, the NHL playoffs, and Memorial Day. May is also Direct Deposit Month, and while not as beloved as mom, it’s important in its own right. Most Americans know Direct Deposit as the best way to get paid. Your …