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April 16, 2021
April 18-24 is National Volunteer Week and the Payments Innovation Alliance would be remiss if we did not recognize each and every one of the incredible members of the Alliance that devote so much of their time and energy into our program. It would also take more than a week to call them all out…
April 12, 2021
More than 215 payments industry movers and shakers representing 112 member organizations – including financial institutions, solution providers, and financial regulators – met online to discuss, sometimes debate, and even network virtually. To keep the meeting fun and engaging, a game show theme…
March 30, 2021
Do you think ACH payments take 3-5 days to process? They don't. That's a myth. Or do you think if payday is on a Friday, you won’t get your money until Monday (or later if Monday is a holiday)? That's another myth. Learn more about the realities of ACH payments.
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ACH, Direct Deposit
March 29, 2021
Violation Submitted
A case begins with a bank or credit union contacting ACH Rules Compliance to report an allegation that another bank or credit union violated the Nacha Operating Rules. Violations can be submitted online or by submitting the Report of Possible Rules Violation form along…
March 26, 2021
When Nacha launched Same Day ACH in 2016, the stated goal was “to move the ACH Network from today’s single, next-day settlement to multiple, same-day settlement options that would be available for virtually any ACH Network transaction.” With the adoption of extended hours, the ACH Network now…
March 24, 2021
2021 Q1 Volume and Value
The modern ACH Network saw volume soar in the first quarter of 2021, setting two new records in the process.
Quarterly volume of 7.1 billion payments was an increase of 11.2% from the same period in 2020. The value of those payments was $17.3 trillion, reflecting…
March 19, 2021
The ACH is a Faster Payments Leader
Ongoing adoption shows that Same Day ACH is a significant contributor to meeting the demand for faster payments by banks and their customers. The expansion of Same Day ACH continues in 2021 and 2022 with extended hours and higher dollar limits.
Learn More…
March 17, 2021
Accelitas® is reimagining financial access through the transformative power of data, using AI-powered analytics to deliver fast, fair, and frictionless solutions, Through the real-time web services of its Accelerated Insight® Platform, the company provides a smarter way to seamlessly open…
March 11, 2021
When a transaction involves the use of a payment intermediary (e.g., a Third-Party Service Provider that performs some aspect of payment processing on behalf of a client), those ACH roles may not always be easily identifiable. With the proliferation of new payment models, there is an…