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      What is ACH and how does it affect your life? Here’s what you need to know.
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January 15, 2025
AAP Program Policies
Policies for the Accredited ACH Professional (AAP) Program of Nacha Certifying Agent : Nacha is the certifying agent for the Accredited ACH Professional program. Nondiscrimination : Nacha does not discriminate among applicants based on age, sex, race, …
January 3, 2025
Rules Your Way
Nacha provides access to the Nacha Operating Rules & Guidelines in three product formats. Listen to our recent podcast to hear more about The What and the Why Behind the Value of the Nacha Operating Rules & Guidelines . Don't forget to explore product …
January 2, 2025
Core Values
Our Value Statement We are the problem solvers and consensus builders who enable payments to securely reach virtually every American. We do this through rules, standards, education and collaboration with our members and the industry. We ACHieve success …
November 22, 2024
The IFX Standard
What is IFX? The IFX standard is a content-rich, well-designed Business Message Specification (BMS), built by financial industry and technology leaders with decades of combined experience. These experts have painstakingly defined, modeled and incorporated …
November 22, 2024
Access the IFX Business Message Specification Standard
From this page, users can access the released versions of the IFX Business Message Specification (BMS). Learn more about the IFX Standard . Access the BMS Release Version 1.9.1   Release Version 2.4   License Statement IFX Forum hereby grants to all users …
November 21, 2024
Maintain Your APRP Credential
Now that you are an APRP, it is important to maintain your credential with continuing education. Below is information on how to maintain your ARPR designation, including earning and filing continuing education credits (CEC). When to File The APRP …
November 20, 2024
Accelitas
Accelitas®  is reimagining financial access through the transformative power of data. Their AI-powered predictive analytics and alternative data sources deliver fast, fair and frictionless ways to help companies achieve business growth and financial …
November 18, 2024
Unemployment Benefits Return Opt-In Program
Nacha has created an Opt-In Program to better facilitate the return and recovery of potentially fraudulent unemployment benefits originally paid by ACH credits (i.e., Direct Deposit). ODFIs for state unemployment benefit agencies are able to “opt-in” on …
November 18, 2024
Payments Legal & Compliance Summit Sessions
Wednesday, December 4 10:30 am – 10:35 am – Opening Remarks 10:35 am – 11:35 am – Understanding the Basics of Payments Law Understanding the fundamentals of payment laws and regulations is crucial to understanding how payments work. So is having a clear …

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