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Don’t Be a File Holder
File holders, you know who you are, but for those who don’t, allow us to explain.  Sometimes, organizations originating ACH payments use stale or other invalid dates in the “Effective Entry Date” field. Accidents happen, but some do it routinely or have …
The Expanding Role of ACH in the Era of Faster Payments
Mercator Advisory Group recently held a webinar to further discuss the findings of its new white paper titled “The Expanding Role of ACH in the Era of Faster Payments.”  Michael Herd, Nacha’s Senior Vice President of ACH Network Administration, and Sarah …
Extended Hours for Same Day ACH: The Time Has Come
Triple digit growth in a single year shows you’re on to something. Such is the case with Same Day ACH. Since its 2016 debut, businesses small and large, financial institutions from Main Street to Wall Street, and consumers have embraced the benefits of …
A Higher Dollar Limit for Same Day ACH Means a Huge Growth Opportunity for B2B
Editor’s Note: This is the first in a two-part series on an upcoming enhancement to Same Day ACH. On March 20, 2020, the dollar amount limit per payment increases from $25,000 to $100,000. Today we look at what Originators can do to prepare. Same Day ACH …
The Higher Dollar Limit for Same Day ACH is Here
The day on the calendar with the big circle around it is finally here. This Friday, March 20, 2020, the dollar amount allowable per Same Day ACH payment quadruples to $100,000. As Nacha president and CEO Jane Larimer has said, “Same Day ACH is an …
Larimer: The ACH Network Delivered Economic Impact Payments on Time
In a  recent interview  with PaymentsJournal, Nacha’s Jane Larimer discusses how the ACH Network delivered stimulus payments on time. As part of the CARES Act,  by the end of August, the government had  distributed  $270 billion in funds in stimulus …
Making ACH Even Easier: Why We Need to Reduce Friction
Easy is in the eye of the beholder. Assembling Ikea furniture is a piece of cake for some; others think it takes a master’s in engineering.  While we hope using the ACH Network is nowhere near as challenging, we know there can be friction for some. Nacha …
Modification to the Rules
Nacha Confirms Effective Date of Same Day ACH Expansion
As the steward of the ACH Network, Nacha applauds the Federal Reserve Board of Governors’ approval today of the extension of the National Settlement Service operating hours, which is necessary for the expansion of Same Day ACH. With the issuance of the …