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Smarter Faster Payments 2025

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      What is ACH and how does it affect your life? Here’s what you need to know.
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1433 results related to "*"
March 7, 2023
Resources for You
With just a few simple steps, your organization can start collecting donations with electronic bank transfers.  Below are some resources to help you get the necessary information from donors, and we have provided sample scripts and social media posts to …
March 8, 2023
Network Administration Fees
… Each depository financial institution that transmits or receives ACH entries is required to pay Nacha an Annual Fee and a Per-Entry Fee for costs associated with the administration of the ACH Network. The fee amounts are set to recover costs of the ACH …
March 8, 2023
Opt-in Programs
… Nacha has created an Opt-In Program to better facilitate the return and recovery of potentially fraudulent unemployment benefits originally paid by ACH credits (i.e., Direct Deposit). … The IRS Refund Opt-In Program was developed by the IRS and Nacha to …
March 9, 2023
Nacha Celebrates 717 Accredited Payments Risk Professionals on APRP Recognition Day
HERNDON, Va ., Sept. 20, 2022 – In honor of National APRP Recognition Day, Nacha will pay tribute to 717 Accredited Payments Risk Professionals, including 145 newly-credentialed professionals who recently passed the 2022 APRP exam. The APRP exam tests for …
March 9, 2023
Late Night ACH File Delivery for Many Begins Sept. 12
A new late night legend is about to start. But it’s not challenging Colbert, Fallon, Kimmel or SNL.  Late night ACH file deliveries will begin for many financial institutions on Monday, Sept. 12. For others, the new part is Friday night file deliveries …
March 9, 2023
Nacha’s Phixius Passes 1 Million Transactions
HERNDON, Virginia , Aug. 23, 2022 – Nacha’s Phixius service, a trusted peer-to-peer network for efficient and safe exchange and verification of payment-related information, announced today that financial institutions and service providers in the Phixius …
March 9, 2023
$1 Million Same Day ACH Limit Not a Greater Fraud Risk, Nacha’s RMAG Finds
Increasing the Same Day ACH dollar limit to $1 million per payment posed no greater fraud risk than the prior $100,000 threshold, a new survey by Nacha’s Risk Management Advisory Group (RMAG) found.  RMAG reviewed the proposal before it took effect in …
March 9, 2023
Same Day ACH Growth Leads ACH Network to Second Quarter Gains
HERNDON, Virginia , Aug. 2, 2022 – The ACH Network moved 7.5 billion payments in the second quarter of 2022, led by growth in Same Day ACH and business-to-business (B2B) payments. This quarter was the first in which the Same Day ACH dollar limit was $1 …
March 9, 2023
If it’s Under $1 is it Automatically a Micro-Entry?
A customer overpays by 22 cents, and you refund it by ACH. Is that a Micro-Entry? How about if a customer pays a 93-cent bill by ACH. Is that a Micro-Entry? Are these transactions subject to the new Nacha Micro-Entry Rule taking effect Sept. 16? “Not …

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