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Building on a Solid Foundation in 2019

Afinis Interoperability Standards Continues to Advance Standardization

Building on the accomplishments of 2018, Afinis Interoperability Standards seeks to advance API standardization and financial services standards.

View the Accomplishments
2019 NACHA Operating Rules & Guidelines

Get the Rules Your Way

Browse the eStore for the right products for you and your team. It's the gift that keeps on giving.

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Smarter. Faster. PAYMENTS 2019

Where agility meets ingenuity

Join us in Orlando, Florida at a unique industry venue designed for diverse organizations that are driving innovation. Take advantage of early rates and register today.

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NACHA's 2019 Payments Awards

Innovation Propels Recognition

Celebrate proven accomplishment and leadership in the payments industry and recognize and reward the payments innovations defining the future.

Awards

Latest News

ACH Network Moves 23 Billion Payments and $51 Trillion in 2018

Posted February 19, 2019

2018 was a milestone year for the ACH Network. Payment volume climbed by almost 1.5 billion payments, the fourth straight year the ACH Network has added more than 1 billion new payments.

NACHA to Recognize Nearly 500 New Accredited Professionals During National AAP & APRP Recognition Day on Feb. 12

Posted February 12, 2019

NACHA, its 11 Regional Payments Associations members, and more than 1,700 organizations with AAPs and APRPs on staff will celebrate National AAP & APRP Recognition Day, which is commemorated annually on the second Tuesday of February, to honor recently credentialed and current AAPs and APRPs.

Robust ACH Network Growth Continues in Fourth Quarter; Same Day ACH Volume Marks a Milestone

Posted January 29, 2019

ACH Network volume saw its biggest quarterly growth in more than a decade during the fourth quarter of 2018. Same Day ACH payments also passed a significant milestone.

Healthcare Providers are Receiving More Claim Payments by ACH

Posted January 16, 2019

More than 306.7 million ACH electronic funds transfer (EFT) payments were made from health plans to healthcare providers last year, an increase of over 11.5 percent from 2017.

Upcoming Events

Payments Innovation Alliance Meeting - February 2019

Feb 26 Feb 28

The Camby - Phoenix, Arizona

Alliance members and guests will meet Feb.

[Webinar] How to Provide Financial Services for Cannabis Payments (Legally)

Mar 26 - Mar 26

Panelists will talk about the real ins and outs of how to provide financial services to the cannabis industry and what to think about as you determine whether to capitalize on this growing line of business.

[Webinar] Faster Payments: Fundamentals of B2B Payment Acceptance and Settlement

Mar 27 - Mar 27

Free webinar! Join speakers as they compare and contrast faster payment methods on dimensions including remittance, ubiquity and settlement/processing times, and more.

PAYMENTS 2019

May 05 May 08

Orlando, FL

Join us at the Smarter. Faster. Payments conference which will be held at the Orlando World Center Marriott, May 5-8, 2019 in Orlando, FL.

More than 10,000 financial institutions support NACHA. Together, we make billions of transactions safe and secure every year and pursue new ways to connect people and payments.

Rules Changes

Expanding Same Day ACH

Upcoming

- Effective 09/18/2020

This new rule expands access to Same Day ACH by allowing Same Day ACH transactions to be submitted to the ACH Network for an additional two hours every business day. The new Same Day ACH processing window will go into effect on Sept. 18, 2020.

Supplementing Data Security Requirements

Upcoming

- Effective 06/30/2020

This change to the NACHA Operating Rules will enhance quality and improve risk management within the ACH Network by supplementing the existing account information security requirements for large-volume Originators and Third-Parties. This change will be implemented in two phases.

Increasing the Same Day ACH Dollar Limit

Upcoming

- Effective 03/20/2020

This new rule increases the Same Day ACH per-transaction dollar limit to $100,000 and will become effective on March 20, 2020.

Same Day ACH: Moving Payments Faster (Phase 3)

Recently implemented

- Effective 03/16/2018

New capabilities of Same Day ACH become effective over phases to allow financial institutions and businesses to acclimate to a faster processing environment, as well as to ease the implementation effort.

Nothing open for comment

More than 10,000 financial institutions support NACHA. Together, we make billions of transactions safe and secure every year and pursue new ways to connect people and payments.

Building on a Solid Foundation in 2019

Afinis Interoperability Standards Continues to Advance Standardization

2019 NACHA Operating Rules & Guidelines

Get the Rules Your Way

Smarter. Faster. PAYMENTS 2019

Where agility meets ingenuity

NACHA's 2019 Payments Awards

Innovation Propels Recognition

Latest News

Upcoming Events

More than 10,000 financial institutions support NACHA. Together, we make billions of transactions safe and secure every year and pursue new ways to connect people and payments.

Rules Changes

More than 10,000 financial institutions support NACHA. Together, we make billions of transactions safe and secure every year and pursue new ways to connect people and payments.