Nacha has submitted comments to the Federal Reserve, the Office of the Comptroller of the Currency (OCC), and the Federal Deposit Insurance Corporation (FDIC) in response to the Request for Information on Potential Actions to Address Payments Fraud.

There’s a lot of talk lately about stablecoins, especially after the GENIUS Act was signed into law in July. But just what is stablecoin? And where does ACH fit in? 

Summary

Third parties are already a significant part of the ACH Network, and, if anything, as the network grows their roles are only likely to increase.

It’s called Nacha Capitol Hill Day, but this year it took an unprecedented detour, starting about a mile and a half to the west, right next door to the White House. 

Nacha just published its Operations Bulletin #2-2025.

Summary

With less than a year to go before new Nacha Rules take effect in March 2026, the time is now for financial institutions to be talking to their Originators about making sure they’re compliant on day one—or, even better, well in advance.

RESTON, Virginia, July 21, 2025 – The ACH Network recorded a solid second quarter of 5% growth, with Same Day ACH payments continuing significant gains with 15% growth from a year earlier.  

Ask Joe Hussey about the prospects for the ACH Network and he’ll tell you why he believes “the future is solid.” It starts with the more than 33 billion payments processed annually. 

RESTON, Virginia, July 2, 2025–Nacha submitted formal comments in support of Executive Order 14247, “Modernizing Payments To and From America’s Bank Account,” applauding the Treasury Department’s efforts to eliminate paper checks for federal disbursements and coll

If you’re of a certain age and spent Saturday mornings in front of the TV, you probably remember “I’m Just a Bill” from “Schoolhouse Rock!” explaining how bills become laws.

If your bank or credit union has an item to return, wouldn’t you want it out the door ASAP? It can be done. Returns can go right out using same day processing windows. But that capability is being underutilized, and misconceptions appear to be a major reason why.

Quickly find the sections of the Rules Book you most frequently use with these pre-printed Rules Book Tabs. Included is an index page for your quick reference and 25 pre-printed tabs

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On March 25, 2025, the president signed an Executive Order entitled Modernizing Payments To and From America’s Bank Account.