Nacha Resources

Nacha offers numerous resources to help you stay up-to-date on industry regulations and expand your skills and knowledge of payments systems. Flexible resources allow you to pursue education when and how it’s convenient for you.

Featured Resources

Faster Payments 101 is an updated version of the Introduction to Faster Payments in the U.S., an industry resource developed by Nacha and its Payments Association member organizations in 2017. The Alliance’s Faster Payments Playbook Project Team has enhanced the tool as part of its broader effort of developing actionable tools to help advance faster payments in the U.S. market.

HERNDON, Va., Nov. 1, 2018 – The number of ACH payments totaled more than 5.6 billion in the third quarter of 2018, a 6.7 percent increase over Q3 2017, according to NACHA. The ACH Network’s strong performance is driven in large part by online and business-to-business (B2B) payments.

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CFPB Issues Final Rule on Small Dollar Loans, Easing Restrictions for Payday Lenders

July 15, 2020
On July 7, 2020, the Consumer Financial Protection Bureau (CFPB) announced it has issued a final rule regarding “Payday, Vehicle Title, and Certain High-Cost Installment Loans”, eliminating the requirement for loan underwriting and income verification, citing “insufficient legal and evidentiary bases for the 2017 rule’s mandatory underwriting provisions”.
Government Affairs Updates

It is Time to Distance from Checks

July 15, 2020
The coronavirus has been a learning experience in many ways, including how payments are made. More people are learning that paying electronically, rather than with paper, is a smart, easy choice.
Blog