Nacha Resources

Nacha offers numerous resources to help you stay up-to-date on industry regulations and expand your skills and knowledge of payments systems. Flexible resources allow you to pursue education when and how it’s convenient for you.

Featured Resources

Faster Payments 101 is an updated version of the Introduction to Faster Payments in the U.S., an industry resource developed by Nacha and its Payments Association member organizations in 2017. The Alliance’s Faster Payments Playbook Project Team has enhanced the tool as part of its broader effort of developing actionable tools to help advance faster payments in the U.S. market.

HERNDON, Va., Nov. 1, 2018 – The number of ACH payments totaled more than 5.6 billion in the third quarter of 2018, a 6.7 percent increase over Q3 2017, according to NACHA. The ACH Network’s strong performance is driven in large part by online and business-to-business (B2B) payments.

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Phixius Featured in Bank Info Security

October 5, 2020
Phixius, an online platform that integrates technology, rules and participants to exchange payment-related information across all payment types, was recently featured in Bank Info Security. 
Blog

Nacha Adopts Rules for the Ongoing Modernization of ACH Payments

October 2, 2020
Nacha has approved eight new amendments to the Nacha Operating Rules governing the use of ACH payments. Many of the changes reflect a long-term strategy to modernize the ACH system, both through infrastructure improvements such as Same Day ACH; and making ACH payments easier to use for the country’s consumers, businesses and other organizations.
Press Release

Nacha Demonstrates Phixius at Finovate

September 28, 2020
Phixius, Nacha’s payment information exchange platform, recently presented at Finovate Fall 2020. Finovate is a premier venue highlighting innovations in financial technology and had over 1,000 attendees.

(Podcast) Nacha’s API Standardization: A Necessary Undertaking

September 24, 2020
As technological innovation continues to reshape the payments industry, APIs are becoming a prominent feature of the landscape. But as APIs become a facet in the payments industry, so does the need for API standardization and common practices. Such a framework is necessary for innovation and growth to continue at a quick pace.
Blog

Direct Deposit: As Easy as it Gets

September 21, 2020
There are plenty of things in life that are complicated, but Direct Deposit isn't one of them. Quite the opposite.
Blog

Direct Deposit is Proven, Fast and Secure

September 20, 2020
As the coronavirus pandemic raged across the country, the U.S. government turned to Direct Deposit to deliver millions of stimulus payments to Americans. On April 15, exactly as the IRS instructed, 81 million Americans woke up to find their stimulus payments safely in their bank accounts thanks to Direct Deposit.
Blog

Myth Busting: Economic Impact Payments (EIPs)

September 20, 2020
Recently, there have been mischaracterizations and inaccuracies in news reports and commentary regarding the delivery of government emergency assistance to consumers. This document works to set the record straight.