Nacha Resources

Nacha offers numerous resources to help you stay up-to-date on industry regulations and expand your skills and knowledge of payments systems. Flexible resources allow you to pursue education when and how it’s convenient for you.

Featured Resources

Faster Payments 101 is an updated version of the Introduction to Faster Payments in the U.S., an industry resource developed by Nacha and its Payments Association member organizations in 2017. The Alliance’s Faster Payments Playbook Project Team has enhanced the tool as part of its broader effort of developing actionable tools to help advance faster payments in the U.S. market.

HERNDON, Va., Nov. 1, 2018 – The number of ACH payments totaled more than 5.6 billion in the third quarter of 2018, a 6.7 percent increase over Q3 2017, according to NACHA. The ACH Network’s strong performance is driven in large part by online and business-to-business (B2B) payments.

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Same Day ACH: New Dollar Limit Not a Fraud Vector

August 31, 2020
Business Email Compromise is a major concern today, but it appears that the recent enhancement to Same Day ACH has not resulted in any increase in criminal activity, an informal Nacha survey found.

(Podcast) The Tale of Two Quarters: What Trends in the ACH Network Tell Us About the Economy

August 26, 2020
In the U.S., pandemic-related lockdowns brought much of the economy to a standstill, and people largely shifted their activity online. In an effort to provide relief to families and businesses, the federal government infused trillions of dollars into various programs, including direct payments to individuals and loans to small businesses. Against this backdrop, Nacha released data on the ACH Network volume over the first half of the year. The numbers offer valuable insight into the changes taking place in the economy.

Phixius Selected to Demo at Finovate

August 26, 2020
​​​​​​​Phixius, Nacha’s payment information exchange platform, has been selected to present Phixius at Finova, which features demos and presentations on the latest innovations in financial technology.

Federal Reserve Explores Digital Currencies

August 19, 2020
On Aug. 13, 2020, The Federal Reserve issued a press release highlighting the research and experimentation the central bank system has been conducting to enhance its understanding of digital currencies and their use by central banks.
Government Affairs Updates

Despite Concerns Over Mail Delivery, Overwhelming Majority of Federal Government Payments Continue to be Made On Time

August 19, 2020
Nacha issues a statement from Jane Larimer President & CEO of Nacha regarding recent comments that claim significant concerns over the delivery of payments from the Social Security Administration and the Veterans Benefits Administration via the U.S. Postal Service. However, more than 97% of recipients of Social Security and Veterans Benefits rely on direct Deposit
Press Release

Nacha Adds Visa to Phixius Pilot Program

August 12, 2020
Visa joins a growing list of partners piloting Phixius, which helps credentialed providers share and manage electronic payments information.
Press Release