Risk Management Resources
The safety of the ACH Network for all participants is key. Nacha has numerous risk management resources available including fraud prevention and Nacha Rules compliance. You can filter the information by both resource type and audience.
Risk Management Resources
Fraud Prevention
Approaching Implementation of the New Risk Management Rules
Considerations for implementing new rules to address credit-push fraud.
April 7, 2024
Fraud Prevention
New Fraud-Fighting Rules Take Effect Oct. 1. Here’s What they Mean for Your FI
Nacha Rule changes effective Oct. 1, 2024, are aimed at stopping fraud before it happens and improving funds recovery if it does.
August 12, 2024
Cybersecurity
Fraud Prevention
Legal
Business Email Compromise Response Action Plan
This Alliance resource provides guidance for companies affected by business email compromise and outlines steps to prevent incidents.
July 26, 2024
Fraud Prevention
AFP Report Finds Check Fraud on the Rise
Research: attempted/actual payments fraud rose considerably in 2023.
April 16, 2024
Account Validation
Compliance
Fraud Prevention
Nacha Preferred Partners
Providers who advance the ACH Network in risk/fraud prevention.
April 3, 2024
Fraud Prevention
Fighting Credit-Push Fraud
Nacha Operating Rules aim to reduce/recover from credit-push fraud.
March 18, 2024
Fraud Prevention
New Nacha Rules Take Aim at Credit-Push Fraud
Nacha members approved Rules intended to reduce credit-push frauds.
March 18, 2024
Compliance
Cybersecurity
Fraud Prevention
Legal
Accredited Payments Risk Professional
Risk management strategies/concepts/techniques accreditation program.
March 8, 2024
Fraud Prevention
AI Presents Both Risks and Rewards
AI is used by fraudsters. We can use AI to fight fraudsters.
March 5, 2024
Fraud Prevention
RMAG Guidance on Credit-Push Fraud Response Checklists for Originators
Originators’ checklist for responding to credit-push fraud.
July 24, 2023
Compliance
Fraud Prevention
Legal
FBI and AFP Reports Warn Business Email Compromise Remains a Threat
Fraud focus: FBI report on BEC and AFP report on paper checks.
May 9, 2023
Fraud Prevention
The Fraudsters are Hard at Work. How Hard are You Fighting Back?
Bad guys don’t care how they get paid when it comes to certain frauds.
April 24, 2023
Fraud Prevention
A Checklist Approach to Reduce Fraud in Payroll Origination
Electronic payment initiation checklist for payroll origination.
April 7, 2023
Account Validation
ACH Quality
Fraud Prevention
Micro-Entries
Micro-Entry practices/format for Originators for account validation.
March 17, 2023
Cybersecurity
Fraud Prevention
Supplementing Data Security Requirements
Rule: For protection make deposit account info unreadable when stored.
March 9, 2023
Fraud Prevention
RMAG Guidance on ODFI Credit-Push Fraud Response Checklists
ODFI’s immediate and post incident steps to take for credit push fraud.
January 31, 2023
Fraud Prevention
RMAG Offers Guidance for Risk-Based Controls to Address the Potential of Fraudsters Gaining Access to Illicit Funds
Ways to identify credit-push fraud and assist in recovering funds.
November 29, 2022
Fraud Prevention
Nacha Announces New Risk Management Framework for the Era of Credit-Push Fraud
Strategies to address frauds that make use of credit-push payments.
September 22, 2022
Fraud Prevention
Current Fraud Threats
Fraud scheme descriptions and ways protect your organisation.
October 1, 2021