Risk Management Resources

The safety of the ACH Network for all participants is key. Nacha has numerous risk management resources available including fraud prevention and Nacha Rules compliance. You can filter the information by both resource type and audience.

Risk Management Resources

Alliance Quantum video image
Compliance
Cybersecurity
Fraud Prevention

Protecting Payments in the Quantum Era

This video, developed by the Payments Innovation Alliance, explains quantum computing’s threat to payments security — and why the industry must act now.
July 15, 2025
Risk guidance image
ACH Quality
Fraud Prevention

ACH Risk Management Handbook

The newly updated 9th edition offers essential insights into Nacha’s strategies for identifying and mitigating risks associated with ACH payments.
June 3, 2025
Request for Return Status
ACH Quality
Compliance
Fraud Prevention

Risk Management Topic - April 1, 2025

An RDFI is required to advise the ODFI of the status of a Request for Return within ten (10) banking days of receipt of the ODFI’s request.
April 1, 2025
Micro-Entries
Account Validation
ACH Quality
Fraud Prevention

Micro-Entries

Micro-Entry practices/format for Originators for account validation.
March 17, 2023