Risk Management Resources
The safety of the ACH Network for all participants is key. Nacha has numerous risk management resources available including fraud prevention and Nacha Rules compliance. You can filter the information by both resource type and audience.
Risk Management Resources
Fraud Prevention
RMAG Offers Guidance for Risk-Based Controls to Address the Potential of Fraudsters Gaining Access to Illicit Funds
Ways to identify credit-push fraud and assist in recovering funds.
November 29, 2022
Compliance
Legal
A Checklist Approach to Payment Initiation
An Electronic Payment Checklist could help Originators reduce fraud.
January 3, 2023
Fraud Prevention
RMAG Guidance on ODFI Credit-Push Fraud Response Checklists
ODFI’s immediate and post incident steps to take for credit push fraud.
January 31, 2023
Fraud Prevention
A Checklist Approach to Reduce Fraud in Payroll Origination
Electronic payment initiation checklist for payroll origination.
April 7, 2023
Compliance
Fraud Prevention
Legal
FBI and AFP Reports Warn Business Email Compromise Remains a Threat
Fraud focus: FBI report on BEC and AFP report on paper checks.
May 9, 2023
Compliance
Legal
RMAG: Preventing and Recovering from Operational Errors and Accidents
Steps to recover and communicate are key following errors/accidents.
June 14, 2023
Fraud Prevention
RMAG Guidance on Credit-Push Fraud Response Checklists for Originators
Originators’ checklist for responding to credit-push fraud.
July 24, 2023
Fraud Prevention
AI Presents Both Risks and Rewards
AI is used by fraudsters. We can use AI to fight fraudsters.
March 5, 2024
Fraud Prevention
New Nacha Rules Take Aim at Credit-Push Fraud
Nacha members approved Rules intended to reduce credit-push frauds.
March 18, 2024
Fraud Prevention
Fighting Credit-Push Fraud
Nacha Operating Rules aim to reduce/recover from credit-push fraud.
March 18, 2024
Fraud Prevention
AFP Report Finds Check Fraud on the Rise
Research: attempted/actual payments fraud rose considerably in 2023.
April 16, 2024