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SAN DIEGO —Jason Y. Lee remembers coming home from kindergarten one day and telling his parents he wanted to be a cop. But, as Lee quickly found out, his life had a script, and that wasn’t in it. “The script kind of went like this: Get good grades, go to …
Ten is a very important number this year at Nacha and there’s a lot to celebrate. Topping the list is the tenfold increase to the dollar limit for Same Day ACH payments just approved by the Nacha membership. The current $1 million rises to $10 million on …
Nacha’s Risk Management Advisory Group (RMAG), Rules and Operations Committee, and the First-Party Fraud Workgroup are looking at ways to better identify and mitigate first-party fraud. The first steps are education and raising awareness of the problem. …
The concept of “Years to Quantum” (Y2Q) reflects the looming threat that quantum computers could eventually decrypt today’s widely used encryption methods, potentially disrupting critical systems and data security. Strategic planning provides the …
As quantum computing moves from theoretical possibility to tangible technological force, financial institutions and payments stakeholders face a rapidly evolving risk landscape. The security models that protect today’s payment systems were never designed …
Every time you tap your phone at a terminal, browse the web, or authorize a secure online payment, you aren't just using high-end technology—you are relying on quantum mechanics. While it may sound like science fiction, the physics of the "super-small" is …
The payments industry cannot wait for the arrival of a cryptographically relevant quantum computer to act. Payments participants – financial institutions, third parties, vendors, and more – should have already started their quantum readiness …