April 14, 2026

How Can Your Organization Build a Quantum-Safe Payments Readiness Plan?

Author

Atul Choudhari, AAP, AFPP, APRP

Atul Choudhari, AAP, AFPP, APRP

Director of Payments, Finzly

Alliance Quantum Payments Project Team Member

Quantum Blog Series

The payments industry cannot wait for the arrival of a cryptographically relevant quantum computer to act. Payments participants – financial institutions, third parties, vendors, and more – should have already started their quantum readiness implementation plan to address the looming quantum threat. "Harvest Now, Decrypt Later" (HNDL) isn’t just a technical risk, it’s a systemic risk – where the weakest link puts all participants at risk. 

Your multi-year quantum-safe implementation plan should cover three phases. Access a detailed Quantum-Safe Payments Readiness Implementation Road Map.

implementation plan overview

Learn more about quantum-safe payments in the paper, "Protecting Payments
in the Quantum Era: Setting a Course for Action," published by the Nacha Payments Innovation Alliance Quantum Payments Project Team.

Go to the Quantum-Safe Payments Blog Series