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      What is ACH and how does it affect your life? Here’s what you need to know.
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318 results related to "*"
May 13, 2025
Could AI Be a Weapon in the War on Fraud?
NEW ORLEANS —For all the talk that artificial intelligence will lead to more payments fraud, maybe it’s just the opposite.  “I believe AI is going to help mitigate fraud versus being an advocate for some nefarious fraudster out there that’s going to start …
May 13, 2025
Are the ACH Systems at Your FI Resilient to Today’s Threats?
NEW ORLEANS —Jordan Bennett was working at the Federal Reserve when Hurricane Katrina slammed the Gulf Coast, and he remembers banks needing their ACH files as lines of communication were cut.  “We had to figure out on the fly how we were going to do it. …
May 9, 2025
Financial Institutions Need to Pay Attention to Cryptocurrency
Cryptocurrency has evolved from a niche digital asset years ago into a disruptive force in financial services today. In its earliest days, it was seen as a speculative investment; it now plays an emerging role in payments, banking and global finance. …
May 6, 2025
A Lot to Consider as New Nacha Rules to Fight Fraud Loom in 2026
NEW ORLEANS —It’s bad enough when anyone falls victim to credit-push fraud, but some cases really make Tim Thorson’s blood boil. “Credit-push fraud can take a small business down. I’ve seen it happen,” said Thorson, Senior Vice President, Digital …
April 29, 2025
Mike Massimino: What Your Workplace Culture Can Learn From NASA
NEW ORLEANS —Whether you work in an office or at home, you probably don’t think it has much in common with the space shuttle. Or does it? Mike Massimino flew the shuttle twice and believes those of us on the ground can learn a lot from the work ethic up …
April 28, 2025
Don’t Shortchange Your Crazy Idea, the ‘Patron Saint of Crazy Ideas’ Tells Payments
NEW ORLEANS —To everyone who’s ever gotten what seems like a brainstorm, only to quickly flip and decide, “Nah, that’ll never fly,” Kyle Scheele hopes you’ll think twice.  “Maybe your idea is too crazy to work. There certainly are ideas that are. But for …
April 24, 2025
FBI’s IC3 Finds Almost $8.5 Billion Lost to Business Email Compromise in Last Three Years
It’s a figure even the FBI called “staggering”: The losses reported to its Internet Crime Complaint Center (IC3) in 2024 totaled $16.6 billion, the bulk of which came from fraud. And among those frauds, business email compromise (BEC) remained a pervasive …
April 15, 2025
AFP Survey: Businesses May Be Misled on Risks of Check Fraud
Even as business-to-business payments continue increasing on the ACH Network, a new survey finds the number of organizations using checks actually climbed last year, leaving experts wondering if there’s been a serious misunderstanding. “Ninety-one percent …
March 31, 2025
Nacha Seeks Comments on Proposals to Update IAT Rules
Did you know there’s such a thing as International ACH Transaction, or IAT? There is. In fact, there were nearly 121 million IATs in 2024, both debits and credits, which is impressive, but Nacha believes much greater use can be made of this payment tool. …

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