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January 22, 2021
Nacha President and CEO Jane Larimer recently penned an op-ed, "Call for faster paychecks overlooks key facts," which was featured in The American Banker. In it she wrote: Direct deposit via the automated clearing house (ACH) network is the way in which …
January 25, 2021
All those who don’t like getting their money faster can stop reading here. For the rest of us, if you’re expecting (or at least hoping for) a tax refund this year, make sure to give the IRS your Direct Deposit information. It’s a great idea in general, …
February 3, 2021
When the pandemic hit, a lot of people suddenly found themselves out of work and in need of savings to weather the storm. The trouble is that even before COVID-19, many Americans didn’t have much put away. This highlights the importance of America Saves …
March 3, 2021
Within four days of the Maryland RELIEF Act of 2021 becoming law, the state processed 98% of the payments—nearly two-thirds of which were made by Direct Deposit. How did they do it? In a word, preparation. The RELIEF (Recovery for the Economy, …
March 9, 2023
It’s anything but a quiet Friday at Nacha. There are some big changes taking effect today (March 19) at the ACH Network: Same Day ACH The latest enhancement to Same Day ACH begins. A third window for submitting same day payments gives ODFIs an extra two …
March 9, 2023
July is the time we take a moment to celebrate America’s independence, and it’s a great time to declare your own financial independence. Saving money every payday is the first step, and Direct Deposit is a great way to either get started or to ramp up. …
July 2, 2021
New year, new Nacha Operating Rules. With four imminent Rules changes, now’s the time to get ready, which is why Nacha hosted the Dec. 3 webinar “2020 Nacha Operating Rules: Preparing for the New Rules.” The first change arrives March 20, 2020, when the …
March 9, 2023
Supplementing Fraud Detection Standards for WEB Debits As the ACH Network grows, part of that growth can be attributed to an increase in consumer payments made via the internet and mobile devices. With that growth comes a need to ensure account …
July 2, 2021
Payments fraud “remains rare” in the U.S., with ACH payments having the lowest fraud rate by value, a new Federal Reserve study found. “Changes in U.S. Payments Fraud from 2012 to 2016: Evidence from the Federal Reserve Payments Study,” released late in …