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Business-to-business check payments have plummeted over the past two decades, new research shows. In 2004, 81% of B2B payments involved paper checks, according to that year’s Association for Financial Professionals (AFP) Digital Payments Survey. Fast …
Nacha has submitted comments to the Federal Reserve, the Office of the Comptroller of the Currency (OCC), and the Federal Deposit Insurance Corporation (FDIC) in response to the Request for Information on Potential Actions to Address Payments Fraud. Nacha …
There’s a lot of talk lately about stablecoins, especially after the GENIUS Act was signed into law in July. But just what is stablecoin? And where does ACH fit in? The GENIUS (Guiding and Establishing National Innovation for U.S. Stablecoins) Act …
On July 18, 2025, President Donald Trump signed the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins) into law—the first federal framework for payment stablecoins in the United States. This law marks a turning point for …
Summary For over a decade, Nacha has been contacting financial institutions to request proof of an ACH Rules compliance audit of the financial institution and, if applicable, its Third-Party Senders, in accordance with Article One, Subsection 1.2.2 …
Cryptocurrency has evolved from a niche digital asset years ago into a disruptive force in financial services today. In its earliest days, it was seen as a speculative investment; it now plays an emerging role in payments, banking and global finance. …
Third parties are already a significant part of the ACH Network, and, if anything, as the network grows their roles are only likely to increase. That makes it all the more important for organizations that act as third parties to know their roles and …
It’s called Nacha Capitol Hill Day, but this year it took an unprecedented detour, starting about a mile and a half to the west, right next door to the White House. “We went to the U.S. Treasury,” said Bill Sullivan, Nacha Associate Managing Director, …
Nacha just published its Operations Bulletin #2-2025 . The bulletin strongly recommends that all Non-Consumer Originators, Participating Depository Financial Institutions, Third-Party Service Providers and Third-Party Senders abandon the use of faxes and …