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      What is ACH and how does it affect your life? Here’s what you need to know.
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213 results related to "*"
March 3, 2023
Minor Rules Topics
These changes will amend the Nacha Operating Rules (Rules) to address a variety of minor topics related to Meaningful Modernization, an ACH Operator edit and expiration of stop payments on non-consumer …
May 3, 2024
Micro-Entries (Phase 1)
This Rule defines and standardizes practices and formatting of Micro-Entries, which are used by some ACH Originators as a method of account validation. The term Micro-Entry is defined, and Originators are required to use the standard Company and …
June 22, 2023
Micro-Entries (Phase 2)
This Rule will define and standardize practice and formatting of Micro-Entries, which are used by some ACH Originators as a method of account validation. This phase of the Rule requires Originators of Micro-Entries to use commercially reasonable fraud …
March 3, 2023
Meaningful Modernization
Overview These Rules intend to improve and simplify the ACH user-experience by Facilitating the adoption of new technologies and channels for the authorization and initiation of ACH payments Reducing barriers to use of the ACH Providing clarity and …
January 15, 2025
Many Payment Systems, Many Strengths
Contrary to what you might think, there are no Yankees-Red Sox type rivalries among the nation’s payment systems. Quite the opposite, actually.  People and businesses have more payment options today than a decade ago, much less a generation ago, and …
March 9, 2023
Make Sure You’re Ready for Three New Nacha Rules
With one new Nacha Rule just taking effect last month and two others right behind in September, Nacha has a wealth of new and refreshed materials to help you along.  On June 30, Phase Two of Supplementing Data Security Requirements took effect, expanding …
March 3, 2023
Limitation on Warranty Claims
  Overview This rule limits the length of time in which an RDFI is permitted to make a claim against the ODFI’s authorization warranty. The Warranty Claims Tool was developed to help Receiving Depository Financial Institutions (RDFIs) better understand …
March 9, 2023
Late Night ACH File Delivery for Many Begins Sept. 12
A new late night legend is about to start. But it’s not challenging Colbert, Fallon, Kimmel or SNL.  Late night ACH file deliveries will begin for many financial institutions on Monday, Sept. 12. For others, the new part is Friday night file deliveries …
March 9, 2023
Larimer: Nacha and the ACH Network Poised for Future Growth
The last year and a half was turbulent, but through it all the ACH Network delivered for Americans when they needed it most, while also preparing for a strong future, Nacha President and CEO Jane Larimer said. “The ACH Network demonstrated its role as a …

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