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    • What is ACH
      What is ACH and how does it affect your life? Here’s what you need to know.
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106 results related to "*"
March 3, 2023
Meaningful Modernization
Overview These Rules intend to improve and simplify the ACH user-experience by Facilitating the adoption of new technologies and channels for the authorization and initiation of ACH payments Reducing barriers to use of the ACH Providing clarity and …
March 3, 2023
Minor Rules Topics
These changes will amend the Nacha Operating Rules (Rules) to address a variety of minor topics related to Meaningful Modernization, an ACH Operator edit and expiration of stop payments on non-consumer …
March 3, 2023
Reversals and Enforcement
The overarching purpose of these two Rules is to deter and prevent, to the extent possible, the improper use of reversals and the harm it can cause. The two Rules explicitly address improper uses of reversals, and improve enforcement capabilities for …
February 28, 2023
Solutions and Services
No one knows payments like Nacha. Nacha Consulting has a wealth of expertise in all types of payments to help your organization develop, support, and manage risk for your payment solutions. If your organization has a specific focus on ACH payment …
December 14, 2022
Improving ACH Network Quality - Unauthorized Entry Fee
This rule is intended to improve ACH Network quality by reducing the incidence of ACH debits that are returned as unauthorized. Under this Rule, an ODFI will pay a fee to the RDFI for each ACH debit that is returned as unauthorized (return reason codes …
November 30, 2022
Voice Payments Executive Briefing Series
From 2020 - 2022, members of the Payments Innovation Alliance's Conversational Payments and Cybersecurity Response Project Teams developed a series of voice payments-focused Executive Briefings.  These publications educate payments professionals about …
June 10, 2022
Increasing the Same Day ACH Dollar Limit
This rule is a major enhancement to Same Day ACH, as the dollar limit per payment quadruples to $100,000. Among the many uses of Same Day ACH, B2B payments are expected to reap some of the biggest benefits. Nacha estimates 97% of all ACH B2B payments are …
September 24, 2021
ACH Network Rules Pandemic-Related FAQs
Updated September 24, 2021 Nacha has developed the following FAQs based on information it has provided, information it has learned, and inquiries posed to Nacha by industry participants. Newly added or revised FAQs are shown at the beginning of each …
June 30, 2021
Providing Faster Funds Availability
This Rule increases the speed of funds availability for certain Same Day ACH and next-day ACH credits.   …

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