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      What is ACH and how does it affect your life? Here’s what you need to know.
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274 results related to "*"
October 21, 2025
Report of Alleged ACH Rules Violation
Maintaining ACH Network Quality By requiring participants to comply with the Nacha Operating Rules and Guidelines , Nacha maintains a high-quality, secure ACH Network. It's essential that non-compliance issues be resolved fairly and efficiently to provide …
October 20, 2025
Rules Your Way
Nacha provides access to the Nacha Operating Rules & Guidelines in three product formats. Listen to our recent podcast to hear more about The What and the Why Behind the Value of the Nacha Operating Rules & Guidelines . Don't forget to explore product …
October 19, 2025
AAP Exam Fees & Dates
The AAP exam is conducted annually in October. Make sure you have all the latest information on registration dates and fees by checking this page. AAP exam registrations include a complimentary handbook to help you prepare. Registration for the 2026 AAP …
October 15, 2025
Yodlee, Inc.
For 25 Years, Yodlee has helped financial leaders harness connected data with their industry leading data aggregation and analytics platform. As a valued partner of some of the country’s largest banks and financial service firms, Yodlee empowers …
October 15, 2025
Spire
Spire is redefining everyday payments with a merchant-branded Pay-by-Bank solution built on a full-service ACH platform. By leveraging the Discover Global Network, Spire enables payment acceptance at 99% of U.S. merchants. With Spire, our ACH-based …
October 10, 2025
Funds Availability Requirements for Non-Same Day Credit Entries
This rule will eliminate the 5:00 pm local time receipt condition, so that funds availability would be required at 9:00 am (in the RDFI’s local time) on Settlement Date for all non-Same Day ACH …
October 10, 2025
International ACH Transactions (IAT)
This set of Rules includes two amendments:  Optional Date of Birth Field for IAT Entries and Non-Bank Foreign Financial Agencies in IAT Entries.   These new Rules align with Nacha’s strategies and objectives for the ACH Network to improve the ACH user …
October 10, 2025
Registration of IAT Contacts in the ACH Contact Registry
This Rule will require a Participating DFI to register their IAT- handling contact with either:   The name, title, email address, and phone number for at least one primary and one secondary contact person for the area of responsibility; or   Department …
October 10, 2025
New Return Reason Code for Sanctions Compliance Obligations
This rule will create a new return reason code (R90) to support an RDFI’s decision to return an entry in compliance with sanctions obligations. This rule also expands Article Three, Section 3.8 (RDFI's Right to Transmit Return Entries) to adopt a unique …

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