Prometeo is a leading fintech infrastructure company connecting global corporations to financial institutions through a single API. Its core offering is a layer that translates fragmented bank formats into a standard language and enriches incomplete data (so transactions can actually happen). Through one API integration, Prometeo enables businesses to orchestrate account and money movement workflows, validate bank accounts and identity data, and execute local and cross-border payments without rebuilding integrations bank-by-bank or country-by-country. Its technology enables secure and streamlined connectivity to more than 7,500 connections and more than 50 countries. The company stands as a trusted partner of many of the largest banks and big tech around the globe, including Citi, JP Morgan, SWIFT, BBVA, Rappi, MercadoLibre, OpenPay, Bancolombia, Banco Santander, Monnet, VTEX, PayU, dLocal, among others.

Benefits of being a Nacha Preferred Partner:

As a Nacha Preferred Partner, Prometeo helps advance the reliability and reach of the ACH Network by providing businesses with a single API to validate bank accounts and execute account-to-account payments across the U.S. and Latin America. Prometeo's Bank Account Verification with Name Match helps companies verify account existence and ownership before initiating ACH transactions, directly supporting Nacha's guidance on commercially reasonable account validation. By reducing return rates, preventing misdirected payments, and enabling more businesses to connect to U.S. banking rails through one integration, Prometeo makes ACH a more accessible, accurate, and trustworthy payment method for companies operating across borders.

How Prometeo helps advance the ACH Network:

Prometeo advances the ACH Network through two product-level differentiators that address gaps in how U.S. businesses validate accounts at scale.

First, breadth of coverage. Prometeo's U.S. Bank Account Verification (BAV) API connects to 100% of U.S. financial institutions through a single integration — meaning no institution is out of scope and no fallback flow is needed for edge cases. For businesses running payroll, B2B disbursements, or cross-border payouts, complete coverage matters: a single unverifiable account in a batch can trigger delays, returns, or compliance gaps.

Second, architecture built for enterprise-grade flows. Conventional account verification models require each end-user to log into their bank through a third-party interface to authorize access — a flow designed for one user linking one account during onboarding. That model breaks down for enterprises checking thousands of accounts before disbursement: it introduces friction, delays, and operational complexity that make batch pre-validation impractical.

Prometeo's Name Match capability operates differently. Clients submit routing and account numbers plus the expected beneficiary name; Prometeo facilitates ownership evaluation through providers connected to U.S. payment networks — with no login required from the account holder. This makes it purpose-built for payroll providers, vendor payout platforms, marketplaces, and embedded treasury operations that need to validate accounts quietly, at scale, before funds move.

To learn more about Prometeo, visit prometeoapi.com/en.