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RMAG – Risk Management Guidance

Catch up on content powered by the Risk Management Advisory Group.

About RMAG

The Risk Management Advisory Group serves in an advisory capacity to the Nacha executive management and Board of Directors on risk management related topics to assure ongoing strength, stability, and continued high quality of the ACH Network. The Group works with Nacha staff and key industry stakeholders to produce sound business practices, business cases for rules proposals, Board Policy Statements, tools, white papers and other communications vehicles, and to collaborate and coordinate with payments professionals across payments channels.

Blogs

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Why are Exposure Limits So Important? RMAG Sees Several Reasons

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Should an ODFI Ask a TPS for Proof of a Rules Compliance Audit? Here’s Why RMAG Thinks You Should

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RMAG Fraud Alert – Double-Sided Spoofing

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RMAG Originator Essentials

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Considerations for RDFIs with Fintech Relationships

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Considerations for Implementing the New Risk Management Rules

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Balancing the Need for New Deposits Against Fraud Risk

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AI Presents Both Risks and Rewards

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ACH Operational Resilience Exercise

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Risk Management Resources: A 2023 Recap

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Guiding Principles to Help Achieve Optimum Efficiency in Risk Management

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New White Paper Outlines Measures Significant to Operational Resilience of ACH Processing

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Fintechs, Third-Parties, and ACH Risk Management

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RMAG Guidance on Credit-Push Fraud Response Checklists for Originators

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RMAG: Preventing and Recovering from Operational Errors and Accidents

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A Checklist Approach to Reduce Fraud in Payroll Origination

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RMAG Guidance on RDFI Credit-Push Fraud Response Checklists

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RMAG Guidance on ODFI Credit-Push Fraud Response Checklists

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A Checklist Approach to Payment Initiation

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RMAG Offers Guidance for Risk-Based Controls to Address the Potential of Fraudsters Gaining Access to Illicit Funds

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RMAG Meets to Begin Implementation of New Risk Management Framework

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$1 Million Same Day ACH Limit Not a Greater Fraud Risk, Nacha’s RMAG Finds

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Why a New ACH Risk Management Framework is Needed

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In the Fight Against Fraud, Nacha’s RMAG Urges Information Sharing

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RMAG’s Considerations for FIs Regarding Their Third-Party Senders’ Compliance with Audit and Risk Assessment Requirements

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Early Funds Availability: Sound Practices to Prevent Fraud

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RMAG: Use and Monitoring of Micro-Transactions on the ACH Network

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Nacha RMAG Survey Finds No Fraud Increase from Same Day ACH Expanded Hours

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Nacha’s RMAG on Third-Party Senders and the ACH Network

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RMAG Sound Business Practices for Risk & Exposure Management

Read four-part blog series
Part 1
Part 2
Part 3
Part 4

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RMAG’s Ideas for Ways ODFIs Can Manage Exposure Risk in an Economic Downturn

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RMAG Survey Finds Quick Acceptance of Third Window for Same Day ACH

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RMAG Looks at Whether Payment Controls Changed in the COVID-19 Era

Originators' Checklists

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Responding to Credit-Push Payments Fraud: A Checklist for Corporate Practitioners

Payment Initiation: A Checklist Approach

Reducing Fraud and Errors in Payment Initiation: A Checklist Approach

Payroll Initiation: A Checklist Approach

Reducing Fraud and Errors in Payroll Initiation: A Checklist Approach