Pay by Bank Project Team
This project team will develop a common definition of Pay by Bank. This team will also identify any operational, risk and educational issues associated with Pay by Bank payments.
2026 Goals
- Create (white label) educational material for financial institutions (for FIs and their customers) about what Pay by Bank is, what the benefits are, and of what they need to be aware (e.g., risks).
- Publish the Pay by Bank use cases / transaction flows storyboards.
- Provide the results of a gap analysis identifying potential future actions to promote, support and protect Pay by Bank payments.
Deliverables & Resources
Our latest deliverables and resources.
News & Extras
Team Details

Michael Herd
Executive Vice President, ACH Network Administration
Nacha

Andrew Gómez
Senior Advisor
Paylume
Call Schedule
Second Monday of the month 2 p.m. ET
You must be a Alliance Participating Member to contribute to this project team’s initiatives.