Pay by Bank Project Team
This project team will develop a common definition of Pay by Bank. This team will also identify any operational, risk and educational issues associated with Pay by Bank payments.
2026 Goals
- Create educational material for financial institutions about what Pay by Bank is, what the benefits are, and of what they need to be aware (e.g., risks).
- Publish the Pay by Bank use cases / transaction flows storyboards.
- Provide the results of a gap analysis identifying potential future actions to promote, support and protect Pay by Bank payments.
Deliverables & Resources
Our latest deliverables and resources.
News & Extras
Team Details

Michael Herd
Executive Vice President, ACH Network Administration
Nacha

Andrew Gómez
Senior Advisor
Paylume
Call Schedule
Second Monday of the month 2 p.m. ET
You must be a Alliance Participating Member to contribute to this project team’s initiatives.