Your voice strengthens the Rules. Because the Rules are a living document, NACHA depends on user input to amend and update them. A deliberative and inclusive process, similar to that used by Federal agencies under the Administrative Procedures Act, allows ACH Network participants such as banks, credit unions, businesses, consumer advocates, government organizations and industry providers to comment on proposed rule changes. The Rules work in concert with applicable laws and regulations, providing a legal and business foundation for using ACH payments.
Understanding the Rules keeps your organization at the top of its field, ensuring efficient ACH payments, strengthening risk management practices and lessening returns and exceptions. In addition, a deep knowledge of the Rules helps you identify new opportunities to leverage the ACH Network to meet your business needs. By purchasing or viewing the Rules online, you can: