Open for Comment

The ​Nacha Operating Rules are the foundation for every ACH payment. By defining the roles and responsibilities of financial institutions and establishing clear guidelines for each Network participant, the Rules ensure that millions of payments occur smoothly and easily each day.

DEADLINE:

Request for Comment – Increasing the Same Day ACH Dollar Limit to $10 Million

Nacha is seeking comments on raising the per-entry dollar limit for Same Day ACH. This change would increase the limit from $1 million per payment to $10 million per payment. All ACH Network participants are encouraged to provide their comments on this proposal. Responses on this RFC are requested by Thursday, December 18, 2025.