This change to the Nacha Operating Rules will enhance quality and improve risk management within the ACH Network by allowing RDFIs to indicate within a return that the original transaction was questionable or part of anomalous activity.
The effective date for an upcoming change in the Nacha Operating Rules is being extended by the Nacha Board of Directors. The WEB Debit Account Validation Rule now takes effect March 19, 2021, rather than Jan. 1, 2020. The rule was originally approved by Nacha members in November 2018. The Nacha Board of Directors approved the extension in effective date to allow for additional time, education and guidance to be provided to the industry. Additional information from Nacha will be forthcoming.