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    • What is ACH
      What is ACH and how does it affect your life? Here’s what you need to know.
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January 25, 2021
Direct Deposit for Tax Refunds: Why Wouldn’t You?
All those who don’t like getting their money faster can stop reading here.  For the rest of us, if you’re expecting (or at least hoping for) a tax refund this year, make sure to give the IRS your Direct Deposit information.  It’s a great idea in general, …
March 3, 2021
Direct Deposit Quickly Gets Help to Maryland Residents
Within four days of the Maryland RELIEF Act of 2021 becoming law, the state processed 98% of the payments—nearly two-thirds of which were made by Direct Deposit. How did they do it? In a word, preparation.  The RELIEF (Recovery for the Economy, …
July 2, 2021
ACH Payments Have Lowest Fraud Rate, Fed Survey Finds
Payments fraud “remains rare” in the U.S., with ACH payments having the lowest fraud rate by value, a new Federal Reserve study found. “Changes in U.S. Payments Fraud from 2012 to 2016: Evidence from the Federal Reserve Payments Study,” released late in …
July 2, 2021
Larimer: The ACH Network Delivered Economic Impact Payments on Time
In a  recent interview  with PaymentsJournal, Nacha’s Jane Larimer discusses how the ACH Network delivered stimulus payments on time. As part of the CARES Act,  by the end of August, the government had  distributed  $270 billion in funds in stimulus …
July 2, 2021
Payroll Industry Survey Shows Direct Deposit Gets Workers Paid On Time
Direct Deposit rules on payday. But you don’t have to take our word for it. The American Payroll Association’s annual “Getting Paid In America” survey backs that up.  On the question of “How do you receive your pay?” the results were lopsided: 93% of …
July 2, 2021
Payroll and Direct Deposit Go Together Like…
Like ice cream and hot fudge, and Simon and Garfunkel, some pairings are legendary. Direct Deposit and payroll fit that description to a T, and the opportunity to honor that combination is coming up during National Payroll Week 2020, Sept. 7-11. Organized …
July 2, 2021
RMAG Sound Business Practices for Risk & Exposure Management
Part 1 of 4 ( Part 2 , Part 3 , Part 4 )  Earlier this year, the Nacha Risk Management Advisory Group (RMAG) met to expand upon a previous RMAG initiative on the topic of risk and exposure management. This is the first in a series of articles in which …
July 2, 2021
RMAG Sound Business Practices for Risk & Exposure Management: Part 2
Part 2 of 4 ( Part 1 ,  Part 3 , Part 4 )  Earlier this year, the Nacha Risk Management Advisory Group (RMAG) met to expand upon a previous RMAG initiative on the topic of risk and exposure management. This is the second in a series of articles in which …
July 2, 2021
Veterans Day and Every Day, Direct Deposit Serves Those Who Serve
Every hour of every day, in corners of the world near and far, the men and women of the United States armed forces are hard at work keeping us safe. That’s why it’s important to pause every Nov. 11—Veterans Day—to remember the sacrifices so many have made …

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