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RESTON, Virginia, Oct. 14, 2025 – Nacha voting members approved five Nacha Operating Rules changes aimed at increasing the awareness and efficiency of International ACH Transactions, or IATs. “The U.S. ACH Network has supported the capability to send and …
A recently approved change to the Nacha Rules will accelerate funds available for some ACH credits. Under the existing Rules governing standard ACH payments, if a Receiving Depository Financial Institution (RDFI) receives files from an ACH Operator by 5 …
With less than a year to go before new Nacha Rules take effect in March 2026, the time is now for financial institutions to be talking to their Originators about making sure they’re compliant on day one—or, even better, well in advance. One of the …
This comprehensive quick-reference guide to the proper use of Return Reason Codes and Notification of Change Codes is a must-have resource to help ensure your compliance! This handy digital booklet also includes a table of Return Reason Codes; Transaction …
This convenient, quick-reference tool is ideal for assisting with Originator education and training. Filled with all the knowledge necessary for compliant ACH operations in a condensed format more easily referenced and digested by the Originator, each …
Want to know how good your company’s cybersecurity is? Hire a hacker. “You need to prepare. That means training. That means practicing,” said Matthew Simmons, Head of Vulnerability and Patch Management, Technology Executive at Wells Fargo. Simmons …
Ask Joe Hussey about the prospects for the ACH Network and he’ll tell you why he believes “the future is solid.” It starts with the more than 33 billion payments processed annually. “That is core to the U.S. infrastructure. It’s core to the economic …
In today’s dynamic payments environment, in which payment mechanisms continue to evolve and the need for robust banking solutions is paramount, the importance of having a solid business banking program continues to be a priority for many financial …
If you’re of a certain age and spent Saturday mornings in front of the TV, you probably remember “I’m Just a Bill” from “Schoolhouse Rock!” explaining how bills become laws. While there’s no equivalent cartoon for how the Nacha Operating Rules are made, …