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A common myth that Nacha frequently addresses regards the settlement speed of ACH payments. If you read the industry literature, you’ll likely see references such as 2-3 days, or, my least favorite, 3-5 days. Usually, the purveyors of this myth are …
We’re all abuzz with excitement -- there’s a new way to keep up with new developments in the payments industry. Buzzcasts is the new video series from the Payments Innovation Alliance, offering viewers fresh, hot takes on topics that will inform industry …
No matter the industry, issues are going to come up between one party and another. ACH is no exception, and when financial institutions can’t work things out among themselves, Nacha’s System of Fines is available to adjudicate any alleged Nacha Rules …
Payments in the United States are becoming faster. To gain a competitive advantage, some financial institutions offer consumers access to funds from an ACH credit before settlement, which is allowed under the Nacha Rules. Unfortunately, fraudsters are …