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The payments industry cannot wait for the arrival of a cryptographically relevant quantum computer to act. Payments participants – financial institutions, third parties, vendors, and more – should have already started their quantum readiness …
Every time you tap your phone at a terminal, browse the web, or authorize a secure online payment, you aren't just using high-end technology—you are relying on quantum mechanics. While it may sound like science fiction, the physics of the "super-small" is …
There’s a lot of talk about artificial intelligence, including in the payments community. But experts on a Smarter Faster Payments Remote Connect 2026 panel offered a reassuring assessment: humans aren’t going anywhere anytime soon. “I’m not sure we’re …
You wouldn’t take a cross-country drive using an old paper map. So, why would you try to follow the Nacha Rules using an outdated guide? Hopefully you wouldn’t, and that’s where the new 11th Edition of the ACH Compliance Manual comes in. “It is one place …
In 1974 people carried dimes to make calls from payphones and copies were made on a mimeograph. A lot has changed, and so has ACH. The network continues to grow and provide greater services to consumers and businesses. But first, a look at how it began. …