Account validation is vital to mitigating payment risk and for enabling accuracy of payment routing. Phixius by Nacha is a payment information network that delivers on these needs by linking Payment Information Requesters with Data Responders. Phixius is a connected ecosystem that simplifies risk processes and eases frictions: one contract with Nacha, one API gateway, and multiple validation opportunities.

Why Payment Information Requesters Choose Phixius:

• With one Nacha contract, Payment Information Requesters have access to our standard API gateway and all Data Responders on the Phixius network, thereby enhancing data coverage capabilities.
• Connect with a growing list of Data Responders for account validation and other risk-based payment services via a single, secure platform and with no data sharing requirements.

Why Data Responders Choose to Partner with Phixius:

• One contract with Nacha enables Data Responders to: reach new clients with efficiency, lower customer acquisition costs, and expand revenue opportunities.
• Monetize payment-related risk services by providing payment information to a wide range of Requesters on the Phixius network.

Phixius is an API-based service designed to be the connective tissue between participants seeking data validation and those providing it. Phixius is committed to robust security practices through its SOC 2 Type 2 certification, which meets high standards of data security, confidentiality, and privacy. Phixius Data Responders show alignment with Nacha’s pursuit of enhanced payment validation and are seen as leaders and innovators for mitigating payment risk.

How Phixius by Nacha helps advance the ACH Network:

Phixius was created by Nacha for the purpose of assisting ACH Network participants with account validation and risk mitigation, thus promoting a safer and stronger ACH Network. The Phixius payment information network is designed to improve the quality of ACH transactions, reduce payment risk and ACH returns, and enhance Rules compliance.

To learn more and schedule a demo, visit Phixius by Nacha: A Secure Payment Information Network for Reducing Risk.

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