A new credit-push fraud scheme is being used by fraudsters to target financial institutions and their commercial clients. 

It always seems to happen this way: A couple of (relatively) quiet weeks at the end of December and then the new year is off and running like a Kentucky Derby favorite. 2025 is no different, as it promises to be a busy, and exciting, year here at Nacha.

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2025 Nacha Operating Rules & Guidelines & ACH Risk Management Handbook print publications. 
 

Nacha’s Payments Innovation Alliance, a membership program bringing together diverse global stakeholders seeking to transform the payments industry, has published Protecting Payments in the Quantum Era

One of the new Rules that went into effect on Oct. 1, 2024, expands an RDFI’s voluntary exemption from the funds availability requirement of the Nacha Operating Rules. The Rule also requires an RDFI to take reasonable steps to notify an ODFI if the RDFI exercises this exemption.

There’s new functionality in Nacha’s Risk Management Portal that’s going to be very useful to financial institutions seeking more information on International ACH Transactions (IATs).

Nacha’s Payments Innovation Alliance, a membership program that brings together diverse global stakeholders seeking to transform the payments industry, has published new materials aimed at raising awareness of AI-based scams, including a new report,

Reducing successful credit-push frauds—and improving funds recovery—is something all financial institutions should be doing. A package of Nacha Rule changes to help in thos

Fraud prevention should be top of mind for all financial institutions. New Nacha Rules taking effect soon are intended to reduce the incidence of successful fraud attempts and improve the recovery of funds after frauds have occurred.

Nacha's Payments Innovation Alliance, a membership program bringing together diverse global stakeholders seeking to transform the payments industry, has published its Business Email Compromise R

This 4th Edition update provides a review of the variations in legal requirements and processing obligations relating to the origination of ACH entries when a Third-Party Sender is involved in the origination of transactions through the ACH Network.

When an RDFI enters into a relationship with a fintech that provides consumers or businesses (“customers”) with an account the customer can use to receive ACH transactions, the RDFI should consider the specific roles and responsibilities that the fintech will perform and the implications for both

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ACH Risk Management Handbook and the ACH Compliance Manual print publications.
 

When it comes to risk management, Nacha has a wealth of valuable information. It’s now a lot easier to find thanks to its new home in Nacha’s Risk Management Resource Center.