Tuesday, November 11

9:30 am – 9:35 am – Opening Remarks

9:35 am – 10:25 am – Recognizing Third-Party Service Provider, Third-Party Senders, and Nested Third-                                   Party Senders (Part One)
In the ACH Network, understanding the roles and relationships of Third-Party Service Providers (TPSPs), Third-Party Senders (TPSs), and Nested Third-Party Senders is crucial for maintaining compliance and ensuring smooth operations. This session will delve into the intricacies of these entities, highlighting their distinct functions and the importance of recognizing their differences. Nested Third-Party Senders add another layer of complexity, and understanding the nested structure is essential for identifying potential risks and ensuring that all parties comply with regulatory requirements. By the end of this session, participants will be equipped with the knowledge to distinguish between these roles, understand their interrelationships, and recognize the compliance implications associated with each. This understanding is vital for anyone involved in the ACH Network, from financial institutions to service providers. 

Jordan Bennett, Nacha

Jennifer Maddux, Technical Compliance Manager, Intuit, Inc.

Cari Conahan, Nacha

10:30 am – 11:20 am – Recognizing Third-Party Service Provider, Third-Party Senders, and Nested                                               Third-Party Senders (Part Two) 
Building on the knowledge gained in Part One, this session takes a deeper dive into the nature of third-party relationships. Participants engage with each other in an interactive setting using real-world examples to determine the roles parties play and how to identify who is represented in the scenario, with the added twist of how some organizations may play multiple roles.

Jordan Bennett, Nacha

Jennifer Maddux, Technical Compliance Manager, Intuit, Inc.

Cari Conahan, Nacha

12:00pm – 1:00 pm – Third-Party Vendor Showcase 

Join us for an exclusive Vendor Showcase highlighting the innovative solutions offered by third-party providers within the ACH Network. This event will feature leading vendors who specialize in enhancing the efficiency, security, and reliability of ACH transactions. Attendees will have the opportunity to explore cutting-edge technologies, engage with industry experts, and discover new tools designed to streamline payment processes. Whether you're looking to improve compliance, reduce fraud, or optimize your payment systems, this showcase will provide valuable insights and networking opportunities.

1:05 pm – 2:05 pm – Understanding Rules and Responsibilities in ACH Third-Party Relationships
This session will explore the rules and responsibilities governing third-party relationships within the ACH Network, providing a comprehensive understanding of the regulatory framework and operational expectations. Participants will gain insights into the critical roles that Third-Party Service Providers (TPSPs), Third-Party Senders (TPSs), and Nested Third-Party Senders play in facilitating ACH transactions, and the specific obligations each entity must fulfill to ensure compliance and mitigate risk.

Chad Frank, EVP - Risk & Consulting, PaymentsFirst, Inc.

William Mills, VP, Deposit and ACH Operations, Premier Banks

2:20 pm – 3:20 pm – Navigating Third-Party Agreements in the ACH Network 
Delve into the complexities of third-party agreements within the ACH Network in this insightful session. Participants will gain a comprehensive understanding of the roles and responsibilities of third-party providers, with a particular focus on liability issues. The session will explore practices for drafting and managing agreements to ensure compliance and mitigate risks. Attendees will learn how to identify potential vulnerabilities and implement strategies to protect their organizations from financial and reputational harm.

Carlin McCrory, Attorney. Troutman Pepper Locke 

Keith Barnett, Partner. Troutman Pepper Locke    

3:30 pm – 4:30pm – Mitigating Third-Party Risks in the ACH Network 
This session will provide a deep dive into the various risks associated with third-party relationships in the ACH Network and offer strategies to protect all parties involved. Participants will learn about common vulnerabilities, including data breaches, fraud, and compliance issues, and how these can impact both providers and clients. The discussion will cover effective risk management practices, such as thorough vetting processes, robust contractual agreements, and continuous monitoring. Attendees will gain insights into creating a secure and resilient ACH environment that safeguards against potential threats and ensures the integrity of transactions.

Wayne Gonzales, Chief Compliance Officer, Usio, Inc.

4:30 pm – 4:45 pm – Closing Remarks