Wednesday, November 4 (All times Eastern)

10:00–10:05 AM | Welcome & Opening Remarks: The Fraud Landscape in 2026
Kick off the day with an overview of the evolving fraud ecosystem. This session sets the stage by highlighting the latest trends, emerging threats, and why a multirail approach is critical for protecting customers and institutions.

10:05–11:05 AM | The State of Fraud—Insights Across ACH, Wire, Card, Check, and Instant Payments
Fraudsters are adapting faster than ever, exploiting vulnerabilities across traditional and emerging payment rails. This session provides a comprehensive look at current fraud typologies, including account takeover, business email compromise, synthetic identity, and real-time payment scams. Attendees will gain a clear picture of where the industry stands and what’s coming next.

11:05 AM –12:05 PM | Nacha Rule Changes—What You Need to Know Now
Nacha continues to strengthen ACH security through new rules and enforcement measures. This session breaks down the latest and upcoming changes, including risk management requirements, fraud monitoring obligations, and how these rules impact your compliance strategy. Speakers will also discuss the work of the First-Party Fraud Task Force and its efforts to recognize and prevent it. Learn practical steps to prepare your organization and avoid costly missteps.

12:10–12:55 PM | Vendor Showcase: Tools and Technologies—Recognizing and Deploying the Right Solutions

The market is flooded with fraud detection tools, but which ones deliver real value? This session helps attendees identify key capabilities—such as artificial intelligence-driven anomaly detection, machine learning models, and consortium data sharing—that can strengthen fraud defenses. Hear directly from vendors who are providing options for integrated solutions across ACH, wire, card, check, and instant payments.

1:00–2:00 PM | Mitigating Fraud—Building a Multi-Layered Defense
Fraud prevention is no longer about a single control—it’s about layered defenses that adapt in real time. This session explores proven strategies for mitigating fraud across all payment rails, from transaction monitoring and behavioral analytics to customer education and authentication enhancements. Discover how to integrate fraud controls without sacrificing speed or customer experience.

2:05–3:05 PM | Real-Time Payments—Fraud at the Speed of Instant
Instant payments bring convenience—and new fraud risks. This session examines the unique challenges of real-time rails, including irrevocable transfers, mule accounts, and social engineering scams. Learn how to implement pre-transaction screening, velocity controls, and customer authentication strategies that keep fraudsters at bay without slowing down legitimate transactions.

3:10–4:10 PM | The Future of Fraud Prevention—Collaboration, Regulation, and Innovation
Industry leaders and legal experts discuss what’s next in fraud prevention. Topics include regulatory trends, cross-industry collaboration, and how emerging technologies like AI and biometrics will reshape the fight against fraud. Attendees will leave with actionable insights to future-proof their fraud strategy.

4:10 pm – 4:30 pm – Closing Remarks