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March 30, 2021
Do you think ACH payments take 3-5 days to process? They don't. That's a myth. Or do you think if payday is on a Friday, you won’t get your money until Monday (or later if Monday is a holiday)? That's another myth. Learn more about the realities of ACH payments.
Download Payments Myths…
ACH, Direct Deposit
October 30, 2020
This complimentary Blackbaud webinar addresses adding a new payment option or more aggressively promoting an existing payment option to improve donor retention and increase sustaining donations. Simply using ACH Payments can help accomplish that. Learn from ACH experts on how to have a greater…
ACH, Consumers, Direct Payment via ACH
September 22, 2020
ACH Can Help Transit
American consumers and businesses make tens of billions of payments directly from their bank accounts each year using ACH. Most transit agencies operate on tight budgets, and with COVID-19 causing huge drops in ridership (and fare collections), every dollar counts more than…
ACH, Direct Deposit, Direct Payment via ACH
September 15, 2020
As the coronavirus pandemic endures across the country, the U.S. government turned to Direct Deposit to deliver hundreds of millions of stimulus payments to Americans, not once, not twice but three times.
The IRS reported that under the CARES Act, 122.5 million economic impact payments…
Legislative and Regulatory, ACH, ACH Network, ACH Operations, Advocacy, Direct Deposit, Direct Payment via ACH, Faster Payments
August 17, 2020
ACH Can Lower Costs
With ACH, businesses – including subscription services – can lower overall costs vs. other payment types.
What is ACH?
ACH transactions include:
ACH Credit: An ACH transfer where funds are pushed into a bank account. The best example is used for payroll…
ACH, Direct Deposit, Direct Payment via ACH
May 4, 2020
Over the years, Nacha has updated the Nacha Operating Rules to reflect the increasing number of cross-border transfers. We’ve incorporated information on all parties to the transaction in the international payment format, required foreign payments to be classified with the IAT designation, and…
International
June 25, 2019
Threats and fraud can be perpetuated through cyberattacks, email compromise, account takeover, social engineering, and even vendor impersonation fraud. While these threats are not about a direct compromise of the ACH Network or other payment systems, they exploit vulnerabilities or gaps in…
ACH, Risk Management
June 5, 2019
It’s easy for medical and dental providers to be paid electronically. The Healthcare Electronic Funds Transfer (EFT) standard supports HIPAA-compliant transactions between health plans and providers. Required information travels with the payment, simplifying accounting procedures and reducing…
Healthcare, Standards & Regulations
April 23, 2019
As electronic payments have grown, so has their use across national borders. To ensure that cross-border payments are both efficient and secure, Nacha worked with the Office of Foreign Assets Control (OFAC) to develop a new ACH format that includes information on all parties to…
International
February 4, 2019
ISO 20022 enables greater automation and straight-through processing, while reducing payments exceptions and risk. Nacha is leading efforts to promote ISO 20022 integration in the U.S. and helping stakeholders understand the benefits and implications for our industry.
About ISO 20022
ISO…
International, Standards & Regulations