Afinis APIs support industry innovation. APIs have been used in the payments ecosystem for years to automate tasks, reduce friction and improve communication flows. But many organizations use unique, incompatible, customized APIs with varied formats and names for common terms and processes. And developing hundreds of versions of the same API is inefficient and wastes time and money. Nacha’s Afinis program addresses this redundancy by bringing the industry together to create standardized versions of commonly-needed APIs.
Afinis is THE organization for API standardization in the payments industry. Some of the most influential organizations use Afinis API standards and participate in Afinis’ joint efforts to build a streamlined payments system.
Joining Afinis gets you a seat at the table with the most influential, diverse, best-in-class organizations to learn, discuss and ultimately develop standardized APIs. Bring your point of view — your perspective is welcomed and needed. But prepare to shift your perceptions as your peers share information and the benefit of their collective experience.
Members provide leadership and guidance through participation on the Afinis Governing Board or the Governance Committee, or by serving as a product owner for an individual API. Together we use standardization to solve industry challenges.
The Afinis Board of Directors consists of individuals from large and small financial institutions, fintechs, software/solution providers, and businesses – a representative mix of the financial services stakeholders that will help develop and evolve a technical environment that is responsive to the needs of its members and the larger financial services ecosystem.
|Bank of America||Oracle|
Advanced Fraud Solutions
Bank of America
Citizens Financial Group
Discover Financial Services, Inc.
First Citizens Bank
FRB Kansas City
FRB New York
FRB San Francisco
FRB St. Louis
Heartland Payment Systems
J.P. Morgan Chase
Navy Federal Credit Union
Afinis Embraces Challenges
The path to creating standardized APIs that are adopted by the payments industry is filled with obstacles. But Afinis members are passionate about the impact that standardization has on innovation and data sharing.
Afinis members bring domestic and global payment experience and ISO 20022 expertise. We listen and learn from the industry and our members, allowing us to identify and address the most important challenges in exchanging financial data. As a result, our collective work is actionable and implementable. Afinis standardized APIs have powered more than 4 million transactions.
Exclusive Member Access
Members determine which standardized APIs are developed by Afinis. They also receive early access to APIs for testing, can provide feedback before API finalization and market availability and are able to view background information on the creation of each API.
Together we work with the industry to adopt standardized APIs promoting secure and efficient data exchange — benefitting the industry and the public today and into the future.
In the members-only area, those who have joined Afinis can dive into exclusive resources and forums, API products and detail-rich information. If you are not a member, however, you’re invited to discuss APIs and learn more in the public forum.
Get more information on the advantages of becoming a member of Afinis Interoperability Standards by connecting with us.