March 27, 2026

Bottomline

Preferred Partner for ACH Experience/Open Banking/Risk and Fraud Prevention

Bottomline Logo

Bottomline is a global leader in business payments and cash management technology. Its secure, comprehensive solutions modernize payments for businesses and financial institutions. With over 35 years of experience moving more than $16 trillion in payments annually, Bottomline is committed to driving impactful results for customers by reimagining business payments and delivering solutions that add to the bottom line.

Benefits of being a Nacha Preferred Partner:

Bottomline transforms the way businesses pay and get paid, and ACH payments are a core part of that mission.

Becoming a Nacha Preferred Partner reflects Bottomline’s commitment to helping banks and businesses move money safely and smoothly. It signals Bottomline’s efforts to align its ACH capabilities with the trust and reliability customers expect.

As a Preferred Partner, Bottomline leans into a closer conversation with Nacha and the wider group of organizations that support the ACH Network. That means working with deeper diverse insight into real customer challenges, emerging risks, and how the ACH is evolving. This collaboration is meant to reinforce and strengthen confidence and make the ACH Network stronger for everyone who relies on it.

Ultimately, it gives customers reassurance. It reflects Bottomline’s continued focus on aligning with the practices that support the ACH Network’s secure and reliable operation, and its ongoing dedication to helping customers navigate the growing landscape of digital payments.

How Bottomline helps advance the ACH Network:

Bottomline advances the ACH Network by giving banks and businesses practical tools that make it easier to move money securely and keep payment operations running without friction. Because Bottomline works closely with both financial institutions and corporates, they see useful examples of the day-to-day challenges that can slow ACH activity.

Bottomline is particularly focused on incorporating advancements that can prevent fraud. Their solutions monitor ACH transactions in real time, spot behavior that falls outside normal patterns, and help customers stop suspicious activity before it impacts the ACH Network or releases funds. Stronger controls lead to a more resilient ACH environment with fewer exceptions, disputes, and financial losses.

Bottomline has a variety of solutions that work with the ACH Network.

  • Global Cash Management Hub and Payments Hub solutions help organizations streamline treasury and payment workflows so they can route more transactions through the ACH Network without adding complexity.
  • Paymode, a secure B2B payments network, validates account details, simplifies supplier onboarding, and improves access to remittance information, making electronic payments easier to adopt. Operating on Nacha-compliant ACH rails, Paymode removes much of the operational complexity associated with onboarding and authenticating, while also reducing fraud risk for all participants. 
  • For banks, Bottomline’s Digital Banking platform makes managing ACH payments more intuitive. Its embedded access to the Paymode network gives banks and their clients a direct connection to hundreds of thousands of pre-verified vendors. That makes ACH adoption simpler, more secure, and easier to scale.

Together, Bottomline’s capabilities help strengthen the ACH Network and support its continued growth.

To learn more about Bottomline, visit bottomline.com.

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Preferred Partner List