Alkami provides a digital sales and service platform for U.S. banks and credit unions. Our unified Platform integrates onboarding, digital banking, and data and marketing—each solution can stand alone, but together they deliver more—to help institutions onboard, engage, and grow relationships. As the future shifts toward Anticipatory Banking, we help data-informed bankers meet the moment with technology that drives action.

Benefits of being a Nacha Preferred Partner:

As a Preferred Partner, Alkami reinforces trust with both financial institutions and their commercial clients. It also opens the door to collaboration with Nacha and its members on initiatives that shape the future of ACH, including risk management, compliance, and emerging use cases.

Alkami’s status as a Nacha Preferred Partner reflects our commitment to delivering ACH solutions that reinforce industry standards while also supporting advanced capabilities like ACH origination, fraud prevention, EDI remittance translation, and seamless ERP integration.

How Alkami helps advance the ACH Network:

Alkami’s commercial banking and Positive Pay & ACH Reporting strengthen and streamline how financial institutions and their business clients interact with the ACH Network. Designed to enhance both efficiency and security, Alkami’s ACH capabilities support a full suite of tools that help businesses manage payments with greater control and transparency.

Alkami enables both ACH origination and the receipt of ACH payments, giving commercial clients the flexibility to send and receive funds with confidence. Businesses can initiate ACH credits or debits for purposes like payroll, vendor payments, or customer billing. Incoming ACH credits are also supported, with automated alerts and detailed remittance data to help businesses stay informed and in control.

The platform includes ACH returns and Notifications of Change reporting, ensuring clients stay updated and compliant when banking details shift. For added fraud prevention, Alkami offers ACH Positive Pay, a protection layer that allows businesses to review incoming debit or credit entries before they’re processed, helping stop unauthorized transactions before they occur.

Alkami also simplifies back-office operations through built-in Electronic Data Interchange (EDI) translation. EDI remittance data from ACH transactions, including formats like 820 and 835, is automatically translated and made readable for end users. Businesses are promptly notified when payments are received, and remittance data can be exported directly into ERP or accounting systems, streamlining reconciliation and reducing manual data entry.

These capabilities allow financial institutions to deliver a modern, reliable, and automated ACH experience, helping commercial clients manage payments with speed, accuracy, and confidence.

To learn more about Alkami, visit alkami.com.