November 11, 2019
Object Model
Diagram
This diagram shows the basic container hierarchy of every object in the IFX Standard. The data attributes commonly associated with an object are found mostly in the xxxInfo segment and the current state of the object is found in the xxxStatus segment.
Extended Discussion
Another significant advantage of the IFX Object Model is that it offers an easy-to-understand common reference for mapping your data and your partners’ data to the standard.
Here are some key concepts of the IFX Object Model:
- Every IFX object adheres to this exact same design pattern.
- The names of the data elements in every object are constructed exactly the same way. You have only to substitute the name of the object for the xxx pattern in these lists to arrive at the exact tag name for a specific group of data elements.
- This consistent application of rules and patterns makes it easy to extend the standard and makes it clear where your data extensions will reside.
Object List
| BMS Object Name | Keywords |
|---|---|
| Acct | Deposit Account, Loan Account, Certificate of Deposit, CD, Time Deposit, Credit Account, Rewards Account, Mortgage Account, Secured Loan Account, Unsecured Loan Account |
| AcctAcctRel | Sweep, Interest Distribution, Overdraft, Notional Pooling. |
| AcctHold | Account Hold, Permanent Hold, Check Hold, Court Order Hold, Restriction, ACH Hold, Authorization Hold, Collateral Hold, Secured Account Hold |
| AcctPayOff | Loan PayOff, Payoff Request, PayOff Estimate |
| AcctStmt | Account Statement, Financial Statement, Bank Statement, Interim Statement |
| AcctTrn | Transaction History, Transaction Search, Account Transaction |
| AcctTrnImg | Check Image, Deposit Slip Image |
| Alert | Notification, SMS Text |
| Ath | Authorization, Transaction Authorization, Credit Authorization |
| Bill | Account Statement, Invoice, Notification, Billing Statement |
| Biller | Creditor |
| Card | ATM Card, Debit Card, Credit Card, Prepaid Card, Pin Reset, Temporary PIN |
| CardAcctRel | Card Account Relationship, Credit Card Account, Card to Account Relationship |
| CardOrder | New Card Order, Pin Order |
| CardUpdate | Issuer Script Command, Prescript, Pre-Script |
| ChkAccept | Check Acceptance, Check Authorization, Check Verification, Funds Verification |
| ChkIssue | Check Issue, Positive Pay |
| ChkOrd | Check Order, Order Checks |
| ChkSum | CheckSum |
| CompRemitStmt | Comprehensible Remittance Statement, Lockbox |
| Credit | Credit Transaction, Deposit, Cash Deposit, Check Deposit, Merchandise Return, Check Payment, Envelope Deposit |
| CustPayee | Customer Payee, Add Biller, Add Bill |
| Debit | Debit Transaction, Withdrawal, Fee, Purchase, Purchase Cash Back, Credit Card Advance, ACH Verification |
| DepBkOrd | Deposit Book Order |
| Dev | Device |
| Disc | Disclosure, Agreement, Terms And Conditions |
| Dispute | Dispute, Credit Card Dispute, Transaction Dispute |
| ForExDeal | Foreign Exchange Deal, FX |
| ForExQuote | Foreign Exchange Quote, FX |
| ForExRateSheet | Foreign Exchange Rate Sheet, Rate Inquiry, FX |
| ICCUpdate | Issuer Script Command, Prescript, Pre-Script |
| Inventory | Cards, Order Volume, Reorder Level, Seasonal Order, Stamps, Check Stock, Money Orders, Envelopes |
| MagCardUpdate | Issuer Script Command, Prescript, Pre-Script |
| MediaAcct | Media Account, Teller Drawer, ATM Container, Safe, Recycler, Cassette, Vault |
| MediaAcctTrn | Media Account Transaction, Buy, Sell, Dispense, Replenish, Set Balance |
| Note | Comments, Special Instructions, Remarks |
| Offer | Opportunity, Campaign, Products, Services |
| Party | Customer, Consumer, Prospect, User, Attorney, Ownership, Responsibility, Signatory, Organization, Retail, Trustee, Guarantor, Guardian, Executor, Administrator, Borrower, Co-Borrower |
| PartyAcctRel | Party Account Relationship, Owner, Individual, Joint Tenant, POD, Payable on Death, Power Of Attorney, POA, Trustee, Guarantor, Guardian, Executor, Administrator, Signatory, Borrower, Co-Borrower |
| PartyCardRel | Party Card Relationship, Primary, Secondary |
| PartyPartyRel | Party Party Relationship, Householding, Customer Grouping |
| PartySvcAcctRel | Party Service Account Relationship, Billpay, Account Link |
| PartySvcRel | Party Service Relationship, Service Link |
| Passbk | Passbook |
| PassbkItem | Passbook, Transaction, Printed Item |
| Pmt | Payment, Credit, ACH, SWIFT, CHAPS, CHIPS, Book Transfer, Debit Network, ePay, Federal Reserve Network, Remittance |
| PmtBatch | Payment Batch, ISO20022, PAIN, Direct Debit, Payment Cancellation, Payment Reversal, Credit Transfer |
| PmtBatchStat | Payment Batch Status, ISO20022 Payment Status Report |
| PmtEncl | Payment Enclosed Transaction, Envelope Deposit, Cash Deposit, Check Deposit |
| ProdIntRate | Product Interest Rate, APY, Rate Tier, Accrual Method, Compound, Prime, LIBOR, APR |
| PurchItem | Purchase Item, Prepaid |
| RecurChkOrd | Recurring Check Order, Recurring Model, Repeating, Instances, see ChkOrd |
| RecurPmt | Recurring Payment, Recurring Model, Repeating, Instances, see Pmt |
| RecurXfer | Recurring Transfer, Recurring Model, Repeating, Instances, see Xfer |
| Remit | Remittance, Payment, Bill, Invoice, Payable, see Pmt |
| SecObj | Security Object, PIN, Key, Encryption, Password, Certificate |
| StdPayee | Standard Payee, Biller, Creditor, Payable To |
| StopChk | Stop Check, Stop Payment |
| Svc | Service |
| SvcProvider | Service Provider, Host, Application, Owner |
| TerminalObj | Terminal Object, ATM, POS, Device |
| TerminalSPObj | Terminal Service Provider Object, Host, Application, Owner |
| Trn | Transaction, Credit, Debit |
| Xfer | Transfer, Credit, Debit |
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