© 2022 Nacha® All rights reserved.

No part of this digital publication may be reproduced, retransmitted, transferred or displayed, in any form or by any means, electronic or mechanical, including by photocopy, digital transmission, recording or any information storage and retrieval system, without the prior written permission of Nacha. Requests for permission to make copies or otherwise reproduce, retransmit or otherwise exploit content of any part of this publication should be mailed or emailed to:

Permissions
Nacha
2550 Wasser Terrace, Suite 400
Herndon, VA 20171
permissions@nacha.org

This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is sold with the understanding that the author/publisher is not engaged in rendering legal advice or providing any other professional service, and Nacha does not guarantee or make any representations or warranties of any kind, either express or implied, including warranties of merchantability and fitness for a particular purpose. If legal advice or other professional assistance is required, the services of a competent professional person should be sought.