April 11, 2017
EXECUTIVE SUMMARY ACH debits become eligible for same-day settlement with the implementation of Same Day ACH Phase 2 on Sept. 15, 2017. This ACH Operations Bulletin provides information to Originating and Receiving Depository Financial Institutions, Originators, Third-Party Senders, and software and processing vendors on important aspects of ACH debit processing in a same-day environment. Even those not planning to use same-day processing for ACH debits should take reasonable care to prevent unintentional same-day ACH debits.
February 16, 2017
December 30, 2014
September 30, 2014
Replaces ACH Operations Bulletin #2-2013 (Originally Issued March 14, 2013); and ACH Operations Bulletin #3-2013 (Originally Issued July 15, 2013) PDF version of this Bulletin
March 8, 2013
This ACH Operations Bulletin advises Originating Depository Financial Institutions (ODFIs) and other ACH participants of an amendment to the Nacha Operating Rules regarding the warranty an ODFI makes for an Outbound IAT Entry. This Bulletin is being issued due to the immediacy of the effective date of the Rules amendment.
October 25, 2012
This ACH Operations Bulletin advises financial institutions, state revenue agencies, and other parties that remit tax payments to state revenue agencies of a new “Third-Party Tax Payment” banking convention. Nacha recommends that the “TPP” convention be followed when formatting and transmitting remittance information in the addenda record of a CCD entry for certain “third-party tax payments.” THIRD-PARTY TAX PAYMENTS (TPP) BANKING CONVENTION
September 12, 2012
This ACH Operations Bulletin provides guidance to Participating DFIs that originate Automated Enrollment Entries (ENRs) on behalf of customers seeking to reroute Federal government benefit payments to a prepaid card. AUTOMATED ENROLLMENT ENTRIES
September 20, 2010
This ACH Operations Bulletin provides guidance to Participating DFIs on their obligations for the timely processing of International ACH Transactions (IAT), and the application of the rule provision on the “Effect of Illegality.” IAT PROCESSING AND THE EFFECT OF ILLEGALITY
July 2, 2010
This ACH Operations Bulletin provides guidance to ACH Network participants, particularly Receiving Depository Financial Institutions, on the application of the Federal Reserve Board’s recent amendments to Regulation E on overdrafts to a specific class of ACH transactions. REGULATION E AMENDMENTS ON OVERDRAFTS AND OPT-IN
March 29, 2010
Compliance Deadline: June 18, 2010 EXECUTIVE SUMMARY All ODFIs must register their Direct Access status with Nacha no later than June 18, 2010. ODFIs that have already registered their Direct Access status with Nacha do not have to register again unless their Direct Access status changes. Nacha has established a Web page for ODFIs to complete the registration process. Direct Access forms and more information can be found there.
December 2, 2009
EXECUTIVE SUMMARY This ACH Operations Bulletin provides information to Participating Depository Financial Institutions about “corporate account takeover” – a specific type of cyber-crime that is targeting small- and medium-sized business customers of financial institutions. https://www.fbi.gov/contact-us/field-offices
January 12, 2009
For Distribution to Participating Depository Financial Institutions, Gateway Operators and Third-Party Processors EXECUTIVE SUMMARY