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Regulation E and the Nacha Operating Rules each have a 60-day period that applies to unauthorized payments. But in complying with both Reg E and the Nacha Rules, understanding the differences in these periods is important. Regulation E specifies how and …
It’s all well and good to say you’ll save some money next week. The hard part is actually doing it. But having some of your pay automatically go to savings makes things a lot easier. That proposition is at the heart of a new campaign called Wisconsin …
As the pandemic winds down, both consumers and merchants are beginning to figure out what the “new normal” will be. This is especially true for the way they interact with money. People are paying at the register with their phones, and merchants are …
Sometimes simple works best. When it comes to your financial life, there are ways to simplify things that make a lot of sense. The first week of August is Simplify Your Life Week, and on a personal level, one of the easiest things to do is to move away …
Your sales are humming along, bills and invoices are being sent to customers, and the payments are flowing back to your company—and there are a lot of payments. That’s good news. But, that’s also where Goofus processes may lurk! Remember Goofus and …
Nearly five years ago, shortly after Nacha launched Same Day ACH, its Risk Management Advisory Group (RMAG) conducted a survey. It posed many questions to both Originating Depository Financial Institutions (ODFIs) and Receiving Depository Financial …
One of the many things the ACH Network prides itself on is being able to change with the times and remain a vital part of the nation’s payments infrastructure. A prime example of that flexibility is the adoption of a new series of Nacha Operating Rules …
New innovations often come and go. Electric typewriters and adding machines had their day. But some take hold and grow roots. Same Day ACH is a perfect example. When Same Day ACH got its start in 2016 it was for credits only. In the first six processing …
July is the time we take a moment to celebrate America’s independence, and it’s a great time to declare your own financial independence. Saving money every payday is the first step, and Direct Deposit is a great way to either get started or to ramp up. …