Same Day ACH Schedules and Funds Availability
Nacha has created a chart to help financial institutions using the ACH Network understand the deadlines for both Same Day ACH and traditional ACH.
Expanding Same Day ACH: How We Got Here
It was Sept. 23, 2016. The Dow Jones Industrial Average was at 18,261 and Same Day ACH made its debut. Fast forward to March 2021 and much has changed.
151 results
ACH Network Volume Rises 11.2% in First Quarter as Two Records are Set
April 15, 2021
The ACH Network set two records in the first quarter of 2021, and Same Day ACH marked its 1 billionth payment.
Press Release
Same Day ACH Payment Limit to Increase to $1 Million
April 5, 2021
Same Day ACH payments will be further enhanced with a new $1 million per transaction limit. Nacha members approved a measure to increase the per-payment maximum from the current $100,000 to $1 million effective March 18, 2022. It will apply to all eligible Same Day ACH payments, including credits and debits for both businesses and consumers.
Press Release
The ACH Network Marks the Successful Expansion of Same Day ACH
March 22, 2021
Nacha, The Clearing House and The Federal Reserve—collectively comprising the infrastructure of the ACH Network—announce the successful expansion of Same Day ACH.
Press Release
March 19: A Big Day for the ACH Network
March 18, 2021
It’s anything but a quiet Friday at Nacha. There are some big changes taking effect today (March 19) at the ACH Network: Same Day ACH, Account Validation and economic impact payments.
Blog
Same Day ACH Schedules and Funds Availability
March 16, 2021
Nacha has created a chart to help financial institutions using the ACH Network understand the deadlines for both Same Day ACH and traditional ACH. It is available for download as a PDF.
Expanding Same Day ACH: How We Got Here
March 15, 2021
From the beginning in 2016 to the later hours in 2021, how Same Day ACH has seen a major enhancement every year.
Blog
Are You Ready? Third Same Day Window Opens March 19
February 16, 2021
The third Same Day ACH processing and settlement window will take effect on Friday, March 19. As of that date, files of Same Day ACH payments may be submitted by an ODFI to its ACH Operator up to two hours later in the day. Are you ready?
Same Day ACH Resources
To prepare, Nacha wanted to remind you of resources that are available:
Expanding Same Day ACH: Rule Background and FAQs
Same Day ACH Resource Center
End-User Briefing: Same Day ACH
Same Day ACH Guidance for RDFIs
Same Day ACH Guidance for ODFIs
Same Day ACH Guidance for Processors
Don't be a File Holder
Blog
Same Day ACH Guidance for RDFIs
February 16, 2021
Same Day ACH Guidance for ODFIs
February 16, 2021
Same Day ACH Guidance for Processors
February 16, 2021
ACH Network Sees Record Growth in 2020 to 26.8 Billion Payments
February 4, 2021
Payment volume on the ACH Network experienced record growth in 2020 as the pandemic accelerated the nation’s shift to electronic payments.
Press Release
ACH Network Volume Climbs 8.9% in Fourth Quarter
January 21, 2021
ACH Growth Gets Boost from Stimulus Payments and Shift from Checks
Strong growth continued on the ACH Network in the final quarter of 2020, with 7 billion payments made, an increase of nearly 9% from a year earlier. Combined with data on check payments, the results show the dramatic impact of the pandemic on the use of payments by Americans, businesses and government agencies compared to a year ago, before the pandemic had significantly impacted the U.S.
Press Release