Same Day ACH Resource Center

Same Day ACH has been embraced for its ease and speed – leading to sharp growth over the past five years.

Same Day ACH Volume and Value

 

Celebrating Five Years of Same Day ACH

New innovations often come and go. Electric typewriters and adding machines had their day. But some take hold and grow roots. Same Day ACH is a perfect example.

When Same Day ACH got its start in 2016 it was for credits only. In the first six processing days that September there were 1.3 million payments worth a total of about $1.5 billion. Not a bad start by any means, but once those roots started growing nice and deep, things certainly took off.

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Additional Resources

 

Expanding Same Day ACH: How We Got Here

It was Sept. 23, 2016. The Dow Jones Industrial Average was at 18,261 and Same Day ACH made its debut. Fast forward to March 2021 and much has changed. 

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Same Day ACH Success Stories

September 9, 2021
To mark the fifth anniversary of Same Day ACH, Nacha has new cases studies showcasing the ways this faster payment method is being put to use.
Blog

Nacha’s RMAG: Same Day ACH Shown to be Safe and Secure

June 29, 2021
Nacha’s Risk Management Advisory Group has been evaluating potential risk increases and decreases due to Same Day ACH. It has consistently found no justification to fears that Same Day ACH would introduce massive amounts of risk.
Blog

Same Day ACH Payment Limit to Increase to $1 Million

April 5, 2021
Same Day ACH payments will be further enhanced with a new $1 million per transaction limit. Nacha members approved a measure to increase the per-payment maximum from the current $100,000 to $1 million effective March 18, 2022. It will apply to all eligible Same Day ACH payments, including credits and debits for both businesses and consumers.
Press Release

March 19: A Big Day for the ACH Network

March 18, 2021
It’s anything but a quiet Friday at Nacha. There are some big changes taking effect today (March 19) at the ACH Network: Same Day ACH, Account Validation and economic impact payments.
Blog