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      What is ACH and how does it affect your life? Here’s what you need to know.
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May 17, 2021
Bank Contact v2 Tech Documentation
This document goes with the API: Bank Contact v2 This API allows a financial institution to input and receive contact data from the NACHA database. Learn …
July 2, 2021
ACH Payments Have Lowest Fraud Rate, Fed Survey Finds
Payments fraud “remains rare” in the U.S., with ACH payments having the lowest fraud rate by value, a new Federal Reserve study found. “Changes in U.S. Payments Fraud from 2012 to 2016: Evidence from the Federal Reserve Payments Study,” released late in …
July 2, 2021
Larimer: The ACH Network Delivered Economic Impact Payments on Time
In a  recent interview  with PaymentsJournal, Nacha’s Jane Larimer discusses how the ACH Network delivered stimulus payments on time. As part of the CARES Act,  by the end of August, the government had  distributed  $270 billion in funds in stimulus …
July 2, 2021
Nacha Reports Strong ACH Volume Growth of Nearly 7 Percent in Q3 2018
Same Day ACH Volume Grew 192 Percent Over Same Period Last Year HERNDON, Va. , Nov. 1, 2018 – The number of ACH payments totaled more than 5.6 billion in the third quarter of 2018, a 6.7 percent increase over Q3 2017, according to Nacha. The ACH Network’s …
July 2, 2021
RMAG Sound Business Practices for Risk & Exposure Management
Part 1 of 4 ( Part 2 , Part 3 , Part 4 )  Earlier this year, the Nacha Risk Management Advisory Group (RMAG) met to expand upon a previous RMAG initiative on the topic of risk and exposure management. This is the first in a series of articles in which …
July 2, 2021
RMAG Sound Business Practices for Risk & Exposure Management: Part 2
Part 2 of 4 ( Part 1 ,  Part 3 , Part 4 )  Earlier this year, the Nacha Risk Management Advisory Group (RMAG) met to expand upon a previous RMAG initiative on the topic of risk and exposure management. This is the second in a series of articles in which …
July 2, 2021
Same Day ACH: New Dollar Limit Not a Fraud Vector
Business Email Compromise is a major concern today, but it appears that the recent enhancement to Same Day ACH has not resulted in any increase in criminal activity, an informal Nacha survey found. The Same Day ACH per-payment dollar limit quadrupled to …
July 2, 2021
Veterans Day and Every Day, Direct Deposit Serves Those Who Serve
Every hour of every day, in corners of the world near and far, the men and women of the United States armed forces are hard at work keeping us safe. That’s why it’s important to pause every Nov. 11—Veterans Day—to remember the sacrifices so many have made …
July 2, 2021
Afinis Interoperability Standards 2018 Year in Review Report

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