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Created and operated by Nacha, Phixius is the trusted peer-to-peer network where businesses can exchange and verify payment-related information securely, instantly, and across multiple payment types. … Nacha Rules require that the first use of an account …
… Do you get paid by Direct Deposit? That’s governed by the Rules. Do you pay your bills electronically via ACH? Also governed by the Rules. The ACH Network touches nearly all Americans, and the Nacha Operating Rules direct how the ACH Network is …